Liberty Tax Service vs FocalPoint Coaching

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Liberty Tax Service
Financial Services
Investment
$50K to $71K
Franchise fee
$25,000
Item 19 status
Cost Data Only
Units
1,813
FocalPoint Coaching
Financial Services
Investment
$37K to $139K
Franchise fee
$45,000
Item 19 status
Cost Data Only
Units
169
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
MetricLiberty Tax ServiceFocalPoint Coaching
Franchise Fee
$25,000$45,000
Min Investment
$50K$37K
Max Investment
$71K$139K
Royalty Rate
14.0%N/A
Ad Fund Rate
5.0%0.0%
Total Ongoing Burden
Royalty plus ad fund when available.
19.0%N/A
Median Revenue (Item 19)
$132KN/A
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
13.1%N/A
Payback Period
7.6 yrsN/A
Revenue per Dollar Invested
2.18xN/A
Franchised Units
1,813169
1-Year Net Unit Change
-12132
Net Unit Growth Rate
-6.1%91.4%
Net Closure Rate
Net closure proxy based on disclosed unit change.
6.3%N/A
SBA Default Rate
10.0%66.7%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
1743
Average SBA Loan Size
$213K$110K
Item 19 Status
Cost Data OnlyCost Data Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
10070

What stands out

  • Liberty Tax Service opens at $50K to $71K, while FocalPoint Coaching ranges from $37K to $139K.
  • Liberty Tax Service shows an Item 19 disclosure; FocalPoint Coaching shows an Item 19 disclosure.
  • Liberty Tax Service has 1,813 franchised units versus 169 for FocalPoint Coaching.

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Last updated: April 2026