Maaco vs Tuffy
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Maaco
Automotive
Investment
$196K to $4.0M
Franchise fee
$45,000
Item 19 status
Revenue Only
Units
376
Tuffy
Automotive
Investment
$222K to $724K
Franchise fee
$30,000
Item 19 status
Revenue Only
Units
100
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | Maaco | Tuffy |
|---|---|---|
Franchise Fee | $45,000 | $30,000 |
Min Investment | $196K | $222K |
Max Investment | $4.0M | $724K |
Royalty Rate | 8.0% | 5.0% |
Ad Fund Rate | N/A | 5.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 8.0% | 10.0% |
Median Revenue (Item 19) | $1.3M | $1.3M |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 4.5% | 14.2% |
Payback Period | 22.2 yrs | 7.0 yrs |
Revenue per Dollar Invested | 0.64x | 2.84x |
Franchised Units | 376 | 100 |
1-Year Net Unit Change | -13 | 1 |
Net Unit Growth Rate | -3.3% | 1.0% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 3.3% | N/A |
SBA Default Rate | 17.6% | N/A |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 86 | N/A |
Average SBA Loan Size | $669K | N/A |
Item 19 Status | Revenue Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 90 | 100 |
What stands out
- • Maaco opens at $196K to $4.0M, while Tuffy ranges from $222K to $724K.
- • Maaco shows an Item 19 disclosure; Tuffy shows an Item 19 disclosure.
- • Maaco has 376 franchised units versus 100 for Tuffy.
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Last updated: April 2026