Is a Jimmy John's Franchise Worth It?
A data-driven verdict based on FDD analysis and real SBA loan outcomes.
Verdict: Proceed with Caution
- Moderate SBA default rate (5.9%)
The Numbers
Franchise Fee:
$35K
Total Investment:
$366K – $728K
Royalty Rate:
6.0%
Median Revenue (Item 19):
$935K
1-Year Unit Growth:
1.7%
SBA Default Rate:
5.9%
What Franchisees Are Saying
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Potential Red Flags
- Moderate SBA default rate (5.9%)
Always perform your own due diligence and consult with a qualified franchise attorney.
Bottom Line
Based on the data, Jimmy John's presents a Proceed with Caution opportunity for a franchise buyer. We recommend a full FDD analysis for a deeper dive.
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Analyze Your FDD →Last updated: April 2026