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AutomotiveLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

MIDAS Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for MIDAS.

Based on 2025 FDD · 13 filings in corpus

FranchiseIQ Score
60
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
62/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a MIDAS franchise cost and make?

Based on FDDIQ's FDD corpus, a MIDAS franchise shows an estimated initial investment of $342K – $925K. Reported owner economics show $0. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$342K – $925K
Total initial investment
Profit / Revenue
$0
FDD Item 19 signal
Payback Signal
0.0% cash-on-cash
Modeled return metric
SBA Default Rate
7.3%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $35K franchise fee · 15% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to MIDAS, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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MIDAS Franchise Analysis

MIDAS requires a total initial investment of $342K to $925K (midpoint approximately $633K), with an initial franchise fee of $35K. The ongoing fee burden is 15% (10% royalty plus 5% advertising fund). This is in line with industry norms of approximately 15.5%.

According to Item 19 of the 2025 FDD, the median revenue for MIDAS locations is $1.2M. The implied franchisee EBITDA is approximately $0, based on the margin assumptions disclosed in the FDD.

MIDAS operates approximately 4 franchised units. The SBA 7(a) loan default rate of 7.3% is in line with industry norms of approximately 7.2%.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$342K – $925K
MinMid: $633KMax

Key Metrics

Franchise Fee
$35K
Royalty Rate
10%
Ad Fund Rate
5%
Total Burden
15.0%
Royalty + ad fund
Units (2023)
4
+4 vs prior yr
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
0.0%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
7.3%
vs ~7.2% industry avg
Median Revenue
$1.2M
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10%
MED ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

MIDAS vs. Automotive Average

MetricMIDASAutomotive Avg
SBA Default Rate7.3%▼7.2%
Cash-on-Cash Return0.0%▼15.5%
Total Investment$633K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2012-2026). 132 loans across 32 states.

Default Rate
7.3%
Moderate
Total SBA Loans
132
32 states
Total Loan Volume
$69.3M
SBA 7(a) approved
Avg Loan Size
$525K
Per franchisee
Loan Status Breakdown
49
Paid in Full (37%)
63
Currently Active
5
Charged Off (2.1% by $)
$1.5M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

MIDAS vs A & E AUTO SOUND, INC.MIDAS vs American Tire DepotMIDAS vs ProntoWash

Similar Franchises · Automotive

A & E AUTO SOUND, INC.
$94K–$434K
American Tire Depot
Limited Data
$335K–$549K
ProntoWash
Limited Data
$37K–$401K
A & E AUTO SOUND, INC.
$94K – $434K
American Tire Depot
$335K – $549K
ProntoWash
$37K – $401K
CREATIVE COLORS
$101K – $122K

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Questions to Ask Before You Sign

5 data-driven questions every MIDAS franchise buyer should ask.

  1. 1.What is MIDAS's SBA default rate compared to its competitors?Learn more →
  2. 2.Does MIDAS disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for MIDAS →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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