ScorecardWorth It?HistoryDatabaseCompareDistress Signals
OtherRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 85/100FDD data: 2025 · Fresh

REF Global Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for REF Global.

Based on 2025 FDD · 6 filings in corpus

FranchiseIQ Score
63
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
54/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a REF Global franchise cost and make?

Based on FDDIQ's FDD corpus, a REF Global franchise shows an estimated initial investment of $324K – $522K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$324K – $522K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Other franchises →Compare similar franchises →

Quick fee read: $40K franchise fee · 7% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to REF Global, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$324K – $522K
MinMid: $423KMax

Key Metrics

Franchise Fee
$40K
Royalty Rate
6%
Ad Fund Rate
1%
Total Burden
7.0%
Royalty + ad fund
Units (2023)
2
0 vs prior yr
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
~$800K–$2M
Item 19 disclosed
Premium Data

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Get cash-on-cash return, payback period, SBA default rate, and red flag details for REF Global.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

REF Global vs. Other Average

MetricREF GlobalOther Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return - 15.5%
Total Investment$423K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

REF Global vs Brightmind LearningREF Global vs USAREF Global vs Agile Pursuits Franchising INC Tide Cleaners

Similar Franchises · Other

Brightmind Learning
USA
Agile Pursuits Franchising INC Tide Cleaners
$40K–$2.5M
Brightmind Learning
Investment N/A
USA
Investment N/A
Agile Pursuits Franchising INC Tide Cleaners
$40K – $2.5M
Leaves
$244K – $490K

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Questions to Ask Before You Sign

5 data-driven questions every REF Global franchise buyer should ask.

  1. 1.What is REF Global's SBA default rate compared to its competitors?Learn more →
  2. 2.Does REF Global disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for REF Global →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Other FranchisesLow-Cost FranchisesREF Global vs Brightmind LearningFranchises With Item 19Industry Benchmarks