ScorecardWorth It?HistoryDatabaseCompareDistress Signals
OtherLimited DataItem 19: ✓ DisclosedMedium Confidence · 55/100

TOP TEN PERCENT® Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for TOP TEN PERCENT®.

Based on 2015 FDD · 1 filing in corpus

FranchiseIQ Score
46
D
High Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
43/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a TOP TEN PERCENT® franchise cost and make?

Based on FDDIQ's FDD corpus, a TOP TEN PERCENT® franchise shows an estimated initial investment of $49K – $94K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$49K – $94K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
100.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Other franchises →Compare similar franchises →

Quick fee read: $25K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to TOP TEN PERCENT®, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$49K – $94K
MinMid: $72KMax

Key Metrics

Franchise Fee
$25K
Royalty Rate
-
Ad Fund Rate
9%
Total Burden
-
Royalty + ad fund
Units (2023)
3
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
100.0%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 100% · LOW: Single-year corpus
HIGH ×1LOW ×1
Premium Data

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Get cash-on-cash return, payback period, SBA default rate, and red flag details for TOP TEN PERCENT®.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

TOP TEN PERCENT® vs. Other Average

MetricTOP TEN PERCENT®Other Avg
SBA Default Rate100.0%▼7.2%
Cash-on-Cash Return - 15.5%
Total Investment$72K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2015-2015). 1 loans across 1 states.

Default Rate
100.0%
High Risk
Total SBA Loans
1
1 states
Total Loan Volume
$42K
SBA 7(a) approved
Avg Loan Size
$42K
Per franchisee
Loan Status Breakdown
0
Paid in Full (0%)
0
Currently Active
1
Charged Off (64.8% by $)
$27K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

TOP TEN PERCENT® vs PROSETOP TEN PERCENT® vs Goldeneye Corporate ServicesTOP TEN PERCENT® vs 1-800-Services, LLC

Similar Franchises · Other

PROSE
Limited Data
$329K–$570K
Goldeneye Corporate Services
Limited Data
$3K–$58K
1-800-Services, LLC
$75K–$242K
PROSE
$329K – $570K
Goldeneye Corporate Services
$3K – $58K
1-800-Services, LLC
$75K – $242K
Streamline Brands
$40K – $1.5M

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Questions to Ask Before You Sign

5 data-driven questions every TOP TEN PERCENT® franchise buyer should ask.

  1. 1.What is TOP TEN PERCENT®'s SBA default rate compared to its competitors?Learn more →
  2. 2.Does TOP TEN PERCENT® disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for TOP TEN PERCENT® →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

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