Worth It?HistoryDatabaseCompareDistress SignalsFDD Changes
RetailRevenue OnlyItem 19: ✓ DisclosedQuality: 100/100

Card My Yard

Based on 2025 FDD · 9 filings in corpus

FranchiseIQ Score
56
C
Moderate Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Total Investment Range$10K – $19K
MinMid: $14KMax

Key Metrics

Franchise Fee
$9K
Royalty Rate
25%
Ad Fund Rate
50%
Total Burden
25.5%
Royalty + ad fund
Units (2023)
532
+11 vs prior yr
Net Unit Growth
→ 2.2%
Year over year
Cash-on-Cash Return
0.0%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$15K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10%
MED ×1
Premium Data

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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for Card My Yard.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Card My Yard vs. Retail Average

MetricCard My YardRetail Avg
SBA Default Rate—8.1%
Cash-on-Cash Return0.0%▼11.2%
Total Investment$14K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Card My Yard vs Winnie CoutureCard My Yard vs Paniq RoomCard My Yard vs DYSTOPIA RISING

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DYSTOPIA RISING
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Winnie Couture
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DYSTOPIA RISING
$4K – $10K
Cell Phone Repair
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Questions to Ask Before You Sign

5 data-driven questions every Card My Yard franchise buyer should ask.

  1. 1.What is Card My Yard's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Card My Yard disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Card My Yard →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.