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Home ServicesNo Item 19Item 19: ✗ Not DisclosedQuality: 23/100

GJ Gardner

Based on 2023 FDD · 2 filings in corpus

FranchiseIQ Score
56
C
Moderate Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Key Metrics

Franchise Fee
Royalty Rate
Ad Fund Rate
Total Burden
Royalty + ad fund
Units (2023)
Net Unit Growth
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: Missing Item 19 disclosure · LOW: Low data quality score
HIGH ×1LOW ×1
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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for GJ Gardner.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

GJ Gardner vs. Home Services Average

MetricGJ GardnerHome Services Avg
SBA Default Rate0.0%4.9%
Cash-on-Cash Return22.3%
Total Investment$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

GJ Gardner vs PatchMasterGJ Gardner vs SM Clean L.L.C. d/b/a ServiceMaster® PlumbingGJ Gardner vs FIVE STAR PAINTING

Similar Franchises · Home Services

PatchMaster
Revenue Only
$123K$158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
Limited Data
$124K$134K
FIVE STAR PAINTING
Limited Data
$77K$185K
PatchMaster
$123K – $158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
$124K – $134K
FIVE STAR PAINTING
$77K – $185K
Neat Method
$38K – $45K

Questions to Ask Before You Sign

5 data-driven questions every GJ Gardner franchise buyer should ask.

  1. 1.What is GJ Gardner's SBA default rate compared to its competitors?Learn more →
  2. 2.Does GJ Gardner disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for GJ GardnerValidation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.