Worth It?HistoryDatabaseCompareDistress SignalsFDD Changes
Health/WellnessLimited DataItem 19: ✓ DisclosedQuality: 100/100

NuSpine Chiropractic

Based on 2025 FDD · 10 filings in corpus

FranchiseIQ Score
52
C
Moderate Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Total Investment Range$175K – $550K
MinMid: $363KMax

Key Metrics

Franchise Fee
$49K
Royalty Rate
7%
Ad Fund Rate
1%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
6
-4 vs prior yr
Net Unit Growth
↓ -21.1%
Year over year
Cash-on-Cash Return
8.9%
Annual estimated return
Payback Period
11.3 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$268K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Significant unit decline
MED ×1
Premium Data

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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for NuSpine Chiropractic.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

NuSpine Chiropractic vs. Health/Wellness Average

MetricNuSpine ChiropracticHealth/Wellness Avg
SBA Default Rate—7.2%
Cash-on-Cash Return8.9%▼15.5%
Total Investment$363K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

NuSpine Chiropractic vs The Specific Chiropractic CenterNuSpine Chiropractic vs The Hydration RoomNuSpine Chiropractic vs DEFINE body&mind

Similar Franchises · Health/Wellness

The Specific Chiropractic Center
Limited Data
$27K–$258K
The Hydration Room
Limited Data
$93K–$167K
DEFINE body&mind
Limited Data
$226K–$423K
The Specific Chiropractic Center
$27K – $258K
The Hydration Room
$93K – $167K
DEFINE body&mind
$226K – $423K
Premier Pools & Spas
$38K – $98K

Questions to Ask Before You Sign

5 data-driven questions every NuSpine Chiropractic franchise buyer should ask.

  1. 1.What is NuSpine Chiropractic's SBA default rate compared to its competitors?Learn more →
  2. 2.Does NuSpine Chiropractic disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for NuSpine Chiropractic →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.