Worth It?HistoryDatabaseCompareDistress SignalsFDD Changes
Financial ServicesNo Item 19Item 19: ✗ Not DisclosedQuality: 20/100

The Center for Enlightened Business

Based on 2023 FDD · 1 filing in corpus

FranchiseIQ Score
38
D
High Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Key Metrics

Franchise Fee
$80K
Royalty Rate
—
Ad Fund Rate
—
Total Burden
—
Royalty + ad fund
Units (2023)
—
Net Unit Growth
→ —
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: Missing Item 19 disclosure · LOW: Single-year corpus · LOW: Low data quality score
HIGH ×1LOW ×2
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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for The Center for Enlightened Business.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

The Center for Enlightened Business vs. Financial Services Average

MetricThe Center for Enlightened BusinessFinancial Services Avg
SBA Default Rate—7.2%
Cash-on-Cash Return—15.5%
Total Investment—$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

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Questions to Ask Before You Sign

5 data-driven questions every The Center for Enlightened Business franchise buyer should ask.

  1. 1.What is The Center for Enlightened Business's SBA default rate compared to its competitors?Learn more →
  2. 2.Does The Center for Enlightened Business disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for The Center for Enlightened Business →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.