ActionCOACH vs Expense Reduction Analysts, Inc.
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
Share this page
https://fddiq.com/compare/actioncoach-vs-expense-reduction-analysts
ActionCOACH
Financial Services
Investment
$64K to $139K
Franchise fee
$45,000
Item 19 status
Revenue Only
Units
3
Expense Reduction Analysts, Inc.
Financial Services
Investment
$76K to $106K
Franchise fee
$69,900
Item 19 status
Cost Data Only
Units
144
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
| Metric | ActionCOACH | Expense Reduction Analysts, Inc. |
|---|---|---|
Franchise Fee | $45,000 | $69,900 |
Min Investment | $64K | $76K |
Max Investment | $139K | $106K |
Royalty Rate | 10.0% | 15.0% |
Ad Fund Rate | 5.0% | 3.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 15.0% | 18.0% |
Median Revenue (Item 19) | $158K | $219K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 15.6% | 16.9% |
Payback Period | 6.4 yrs | 5.9 yrs |
Revenue per Dollar Invested | 1.56x | 2.41x |
Franchised Units | 3 | 144 |
1-Year Net Unit Change | -3 | -9 |
Net Unit Growth Rate | -75.0% | -6.6% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 50.0% | 5.9% |
SBA Default Rate | 30.0% | 100.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 20 | 7 |
Average SBA Loan Size | $154K | $133K |
Item 19 Status | Revenue Only | Cost Data Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • ActionCOACH opens at $64K to $139K, while Expense Reduction Analysts, Inc. ranges from $76K to $106K.
- • ActionCOACH shows an Item 19 disclosure; Expense Reduction Analysts, Inc. shows an Item 19 disclosure.
- • ActionCOACH has 3 franchised units versus 144 for Expense Reduction Analysts, Inc..
Turn this into a buy-side memo
Unlock full compare access, then order a deeper FDD report with litigation review, red flags, and an investment thesis you can share with partners or lenders.
Related comparisons
Keep comparing similar brands in the same buyer set.
ActionCOACH vs Corporate Connections
Financial Services • Investment $39K to $152K
ActionCOACH vs TGS National Franchise, LLC
Financial Services • Investment $753K to $4.7M
ActionCOACH vs North American Immigration Center
Financial Services • Investment $34K to $63K
ActionCOACH vs FocalPoint Coaching
Financial Services • Investment $37K to $139K
Last updated: April 2026