What are Expense Reduction Analysts, Inc. franchise royalty fees?

Expense Reduction Analysts, Inc. charges a 15% royalty fee on gross sales.

What is the Expense Reduction Analysts, Inc. franchise fee?

The initial franchise fee for Expense Reduction Analysts, Inc. is $69,900.

How many Expense Reduction Analysts, Inc. franchise locations are there?

There are approximately 144 Expense Reduction Analysts, Inc. franchise locations as of 2023.

How much profit does a Expense Reduction Analysts, Inc. franchise make?

The median revenue for a Expense Reduction Analysts, Inc. franchise is $219K, with a cash-on-cash return of 16.9%, according to FDD Item 19 data.

What is the SBA loan default rate for Expense Reduction Analysts, Inc.?

Expense Reduction Analysts, Inc. has an SBA loan default rate of 100.0% based on SBA 7(a) loan data.

Is a Expense Reduction Analysts, Inc. franchise worth it?

Whether a Expense Reduction Analysts, Inc. franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Scorecard Worth It?History Database Compare Distress Signals

Financial ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100

Expense Reduction Analysts, Inc. Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Expense Reduction Analysts, Inc..

Based on 2025 FDD · 12 filings in corpus

FranchiseIQ Score

Moderate Risk

Composite score from 3 risk dimensions. Click for breakdown ↓

Health Score

36/100

6/7 metrics · High confidence

Full analysis unlocks:

✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises

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Cost and profit at a glance

How much does a Expense Reduction Analysts, Inc. franchise cost and make?

Based on FDDIQ's FDD corpus, a Expense Reduction Analysts, Inc. franchise shows an estimated initial investment of $76K – $106K. Reported owner economics show $15K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost

$76K – $106K

Total initial investment

Profit / Revenue

$15K

FDD Item 19 signal

Payback Signal

5.9 years

Modeled return metric

SBA Default Rate

100.0%

Loan repayment history

Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Financial Services franchises →Compare similar franchises →

Quick fee read: $70K franchise fee · 18% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Expense Reduction Analysts, Inc., check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands

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Total Investment Range$76K – $106K

MinMid: $91KMax

Key Metrics

Franchise Fee

$70K

Royalty Rate

15%

Ad Fund Rate

Total Burden

18.0%

Royalty + ad fund

Units (2023)

144

Net Unit Growth

→ -

Year over year

Cash-on-Cash Return

16.9%

Annual estimated return

Payback Period

5.9 yrs

Break-even timeline

SBA Default Rate

100.0%

vs ~7.2% industry avg

Median Revenue

$219K

Item 19 disclosed

Red Flags Assessment

MEDIUM: Royalty burden above 10% · HIGH: SBA default rate 100%

HIGH ×1MED ×1

Premium Data

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Get cash-on-cash return, payback period, SBA default rate, and red flag details for Expense Reduction Analysts, Inc..

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Expense Reduction Analysts, Inc. vs. Financial Services Average

MetricExpense Reduction Analysts, Inc.Financial Services Avg

SBA Default Rate100.0%▼7.2%

Cash-on-Cash Return16.9%▲15.5%

Total Investment$91K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2019-2024). 7 loans across 6 states.

Default Rate

100.0%

High Risk

Total SBA Loans

6 states

Total Loan Volume

$934K

SBA 7(a) approved

Avg Loan Size

$133K

Per franchisee

Loan Status Breakdown

Paid in Full (0%)

Currently Active

Charged Off (9.2% by $)

$86K

Total Charged Off ($)

● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

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Questions to Ask Before You Sign

5 data-driven questions every Expense Reduction Analysts, Inc. franchise buyer should ask.

Generate attorney questions for Expense Reduction Analysts, Inc. →Validation call guide →

Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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Expense Reduction Analysts, Inc. Franchise Cost and Profit

How much does a Expense Reduction Analysts, Inc. franchise cost and make?

Before you talk to Expense Reduction Analysts, Inc., check the numbers buyers usually miss.

Key Metrics

Unlock Full Franchise Analysis

Expense Reduction Analysts, Inc. vs. Financial Services Average

SBA Loan Performance

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