Expense Reduction Analysts, Inc. vs THE EXERCISE COACH

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

Share this page
https://fddiq.com/compare/expense-reduction-analysts-vs-the-exercise-coach
Expense Reduction Analysts, Inc.
Financial Services
Investment
$76K to $106K
Franchise fee
$69,900
Item 19 status
Cost Data Only
Units
144
THE EXERCISE COACH
Financial Services
Investment
$260K to $390K
Franchise fee
$49,500
Item 19 status
Revenue Only
Units
25
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
MetricExpense Reduction Analysts, Inc.THE EXERCISE COACH
Franchise Fee
$69,900$49,500
Min Investment
$76K$260K
Max Investment
$106K$390K
Royalty Rate
15.0%6.0%
Ad Fund Rate
3.0%1.0%
Total Ongoing Burden
Royalty plus ad fund when available.
18.0%7.0%
Median Revenue (Item 19)
$219K$279K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
16.9%15.5%
Payback Period
5.9 yrs6.5 yrs
Revenue per Dollar Invested
2.41x0.86x
Franchised Units
14425
1-Year Net Unit Change
-9-5
Net Unit Growth Rate
-6.6%-13.2%
Net Closure Rate
Net closure proxy based on disclosed unit change.
5.9%16.7%
SBA Default Rate
100.0%12.1%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
798
Average SBA Loan Size
$133K$181K
Item 19 Status
Cost Data OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Expense Reduction Analysts, Inc. opens at $76K to $106K, while THE EXERCISE COACH ranges from $260K to $390K.
  • Expense Reduction Analysts, Inc. shows an Item 19 disclosure; THE EXERCISE COACH shows an Item 19 disclosure.
  • Expense Reduction Analysts, Inc. has 144 franchised units versus 25 for THE EXERCISE COACH.

Turn this into a buy-side memo

Unlock full compare access, then order a deeper FDD report with litigation review, red flags, and an investment thesis you can share with partners or lenders.

Last updated: April 2026