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RetailRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 85/100FDD data: 2025 · Fresh

Clothes Bin Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Clothes Bin.

Based on 2025 FDD · 13 filings in corpus

FranchiseIQ Score
60
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
55/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Clothes Bin franchise cost and make?

Based on FDDIQ's FDD corpus, a Clothes Bin franchise shows an estimated initial investment of $162K – $217K. Reported owner economics show $29K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$162K – $217K
Total initial investment
Profit / Revenue
$29K
FDD Item 19 signal
Payback Signal
6.5 years
Modeled return metric
SBA Default Rate
16.7%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Retail franchises →Compare similar franchises →

Quick fee read: $50K franchise fee · 1.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Clothes Bin Franchise Analysis

Clothes Bin requires a total initial investment of $162K to $217K (midpoint approximately $189K), with an initial franchise fee of $50K. The ongoing fee burden is 1.5% . This is below the industry average of approximately 11.2%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Clothes Bin locations is $242K. The implied franchisee EBITDA is approximately $29K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 15.3% with a payback period of approximately 6.5 years.

Clothes Bin operates approximately 8 franchised units. The SBA 7(a) loan default rate of 16.7% is above the franchise industry average of approximately 8.1%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$162K – $217K
MinMid: $189KMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
-
Ad Fund Rate
1.5%
Total Burden
-
Royalty + ad fund
Units (2023)
8
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
15.3%
Annual estimated return
Payback Period
6.5 yrs
Break-even timeline
SBA Default Rate
16.7%
vs ~7.2% industry avg
Median Revenue
$242K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 16.67%
HIGH ×1
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Clothes Bin vs. Retail Average

MetricClothes BinRetail Avg
SBA Default Rate16.7%▼8.1%
Cash-on-Cash Return15.3%▲11.2%
Total Investment$189K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2017-2025). 20 loans across 13 states.

Default Rate
16.7%
High Risk
Total SBA Loans
20
13 states
Total Loan Volume
$2.7M
SBA 7(a) approved
Avg Loan Size
$134K
Per franchisee
Loan Status Breakdown
5
Paid in Full (25%)
14
Currently Active
1
Charged Off (5.4% by $)
$144K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

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Limited Data
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Floral Image
$129K – $259K
WINNIE COUTURE
$223K – $378K
DYSTOPIA RISING
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Questions to Ask Before You Sign

5 data-driven questions every Clothes Bin franchise buyer should ask.

  1. 1.What is Clothes Bin's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Clothes Bin disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Clothes Bin →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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