What are Gold's Gym franchise royalty fees?

Gold's Gym charges a 5% royalty fee on gross sales.

What is the Gold's Gym franchise fee?

The initial franchise fee for Gold's Gym is $40,000.

How many Gold's Gym franchise locations are there?

There are approximately 158 Gold's Gym franchise locations as of 2023.

How much profit does a Gold's Gym franchise make?

The median revenue for a Gold's Gym franchise is $1.8M, with a cash-on-cash return of 8.7%, according to FDD Item 19 data.

What is the SBA loan default rate for Gold's Gym?

Gold's Gym has an SBA loan default rate of 2.3% based on SBA 7(a) loan data.

Is a Gold's Gym franchise worth it?

Whether a Gold's Gym franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Scorecard Worth It?History Database Compare Distress Signals

FitnessFull DisclosureItem 19: ✓ DisclosedHigh Confidence · 100/100

Gold's Gym Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Gold's Gym using its latest 2026 FDD coverage.

Based on 2026 FDD · 7 filings in corpus · Latest FDD: 2026

FranchiseIQ Score

Moderate-Low Risk

Composite score from 3 risk dimensions. Click for breakdown ↓

Full analysis unlocks:

✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises

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Cost and profit at a glance

How much does a Gold's Gym franchise cost and make?

Based on FDDIQ's FDD corpus, a Gold's Gym franchise shows an estimated initial investment of $1.8M – $4.5M. Reported owner economics show $275K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost

$1.8M – $4.5M

Total initial investment

Profit / Revenue

$275K

FDD Item 19 signal

Payback Signal

11.5 years

Modeled return metric

SBA Default Rate

2.3%

Loan repayment history

Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $40K franchise fee · 7% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Gold's Gym, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands

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Total Investment Range$1.8M – $4.5M

MinMid: $3.2MMax

Key Metrics

Franchise Fee

$40K

Royalty Rate

Ad Fund Rate

Total Burden

7.0%

Royalty + ad fund

Units (2023)

158

+1 vs prior yr

Net Unit Growth

→ 0.6%

Year over year

Cash-on-Cash Return

8.7%

Annual estimated return

Payback Period

11.5 yrs

Break-even timeline

SBA Default Rate

2.3%

vs ~7.2% industry avg

Median Revenue

$1.8M

Item 19 disclosed

Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Gold's Gym vs. Fitness Average

MetricGold's GymFitness Avg

SBA Default Rate2.3%▲3.8%

Cash-on-Cash Return8.7%▼18.1%

Total Investment$3.2M$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2026). 51 loans across 16 states.

Default Rate

2.3%

Low Risk

Total SBA Loans

16 states

Total Loan Volume

$64.6M

SBA 7(a) approved

Avg Loan Size

$1.3M

Per franchisee

Loan Status Breakdown

Paid in Full (69%)

Currently Active

Charged Off (0.1% by $)

$78K

Total Charged Off ($)

● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

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Questions to Ask Before You Sign

5 data-driven questions every Gold's Gym franchise buyer should ask.

Generate attorney questions for Gold's Gym →Validation call guide →

Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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Gold's Gym Franchise Cost and Profit

How much does a Gold's Gym franchise cost and make?

Before you talk to Gold's Gym, check the numbers buyers usually miss.

Key Metrics

Unlock Full Franchise Analysis

Gold's Gym vs. Fitness Average

SBA Loan Performance

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