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FitnessFull DisclosureItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

THE LITTLE GYM® Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for THE LITTLE GYM®.

Based on 2025 FDD · 16 filings in corpus

FranchiseIQ Score
73
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
59/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a THE LITTLE GYM® franchise cost and make?

Based on FDDIQ's FDD corpus, a THE LITTLE GYM® franchise shows an estimated initial investment of $519K – $757K. Reported owner economics show $105K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$519K – $757K
Total initial investment
Profit / Revenue
$105K
FDD Item 19 signal
Payback Signal
6.1 years
Modeled return metric
SBA Default Rate
5.1%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $60K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to THE LITTLE GYM®, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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THE LITTLE GYM® Franchise Analysis

THE LITTLE GYM® requires a total initial investment of $519K to $757K (midpoint approximately $638K), with an initial franchise fee of $60K. The ongoing fee burden is 9% (8% royalty plus 1% advertising fund). This is below the industry average of approximately 18.1%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for THE LITTLE GYM® locations is $808K. The implied franchisee EBITDA is approximately $105K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 16.5% with a payback period of approximately 6.1 years.

THE LITTLE GYM® operates approximately 12 franchised units. The SBA 7(a) loan default rate of 5.1% is in line with industry norms of approximately 3.8%.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$519K – $757K
MinMid: $638KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
8%
Ad Fund Rate
1%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
12
+21 vs prior yr
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
16.5%
Annual estimated return
Payback Period
6.1 yrs
Break-even timeline
SBA Default Rate
5.1%
vs ~7.2% industry avg
Median Revenue
$808K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

THE LITTLE GYM® vs. Fitness Average

MetricTHE LITTLE GYM®Fitness Avg
SBA Default Rate5.1%▼3.8%
Cash-on-Cash Return16.5%▼18.1%
Total Investment$638K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2013-2026). 138 loans across 31 states.

Default Rate
5.1%
Moderate
Total SBA Loans
138
31 states
Total Loan Volume
$47.2M
SBA 7(a) approved
Avg Loan Size
$342K
Per franchisee
Loan Status Breakdown
30
Paid in Full (22%)
99
Currently Active
2
Charged Off (1.0% by $)
$487K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

THE LITTLE GYM® Franchise FAQs

Common questions buyers ask about THE LITTLE GYM®, answered from FDD and SBA data.

How much does a THE LITTLE GYM® franchise cost?

The total initial investment for a THE LITTLE GYM® franchise ranges from $519K to $757K, according to their Franchise Disclosure Document.

What are THE LITTLE GYM® franchise royalty fees?

THE LITTLE GYM® charges a 8% royalty fee on gross sales.

What is the THE LITTLE GYM® franchise fee?

The initial franchise fee for THE LITTLE GYM® is $59,500.

How many THE LITTLE GYM® franchise locations are there?

There are approximately 12 THE LITTLE GYM® franchise locations as of 2023.

How much profit does a THE LITTLE GYM® franchise make?

The median revenue for a THE LITTLE GYM® franchise is $808K, with a cash-on-cash return of 16.5%, according to FDD Item 19 data.

What is the SBA loan default rate for THE LITTLE GYM®?

THE LITTLE GYM® has an SBA loan default rate of 5.1% based on SBA 7(a) loan data.

Is a THE LITTLE GYM® franchise worth it?

Whether a THE LITTLE GYM® franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · Fitness

ANYTIME FITNESS ANYTIME FITNESS
$398K–$973K
FITZONE STUDIOS
No Item 19
$214K–$401K
PLANET FITNESS
Limited Data
$1.5M–$5.2M
ANYTIME FITNESS ANYTIME FITNESS
$398K – $973K
FITZONE STUDIOS
$214K – $401K
PLANET FITNESS
$1.5M – $5.2M
Aqua-Tots Swim School
$1.6M – $2.9M

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Questions to Ask Before You Sign

5 data-driven questions every THE LITTLE GYM® franchise buyer should ask.

  1. 1.What is THE LITTLE GYM®'s SBA default rate compared to its competitors?Learn more →
  2. 2.Does THE LITTLE GYM® disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for THE LITTLE GYM® →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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