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Child ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 88/100FDD data: 2024 · Aging

Monkey Joe’s Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Monkey Joe’s.

Based on 2024 FDD · 2 filings in corpus

FranchiseIQ Score
62
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
53/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Monkey Joe’s franchise cost and make?

Based on FDDIQ's FDD corpus, a Monkey Joe’s franchise shows an estimated initial investment of $371K – $610K. Reported owner economics show $226K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$371K – $610K
Total initial investment
Profit / Revenue
$226K
FDD Item 19 signal
Payback Signal
2.2 years
Modeled return metric
SBA Default Rate
12.5%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Child Services franchisesCompare similar franchises

Quick fee read: $60K franchise fee · 7% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Monkey Joe’s Franchise Analysis

Monkey Joe’s requires a total initial investment of $371K to $610K (midpoint approximately $490K), with an initial franchise fee of $60K. The ongoing fee burden is 7% (5% royalty plus 2% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2024 FDD, the median revenue for Monkey Joe’s locations is $983K. The implied franchisee EBITDA is approximately $226K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 46.1% with a payback period of approximately 2.2 years.

Monkey Joe’s operates approximately 10 franchised units. The SBA 7(a) loan default rate of 12.5% is above the franchise industry average of approximately 7.2%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2024 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$371K$610K
MinMid: $490KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
5%
Ad Fund Rate
2%
Total Burden
7.0%
Royalty + ad fund
Units (2023)
10
Net Unit Growth
-
Year over year
Cash-on-Cash Return
46.1%
Annual estimated return
Payback Period
2.2 yrs
Break-even timeline
SBA Default Rate
12.5%
vs ~7.2% industry avg
Median Revenue
$983K
Item 19 disclosed
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Monkey Joe’s vs. Child Services Average

MetricMonkey Joe’sChild Services Avg
SBA Default Rate12.5%7.2%
Cash-on-Cash Return46.1%15.5%
Total Investment$490K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2020). 18 loans across 8 states.

Default Rate
12.5%
High Risk
Total SBA Loans
18
8 states
Total Loan Volume
$4.9M
SBA 7(a) approved
Avg Loan Size
$272K
Per franchisee
Loan Status Breakdown
10
Paid in Full (56%)
2
Currently Active
2
Charged Off (9.8% by $)
$481K
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

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Similar Franchises · Child Services

Safari Kid
Limited Data
$402K$1.8M
Kids Ninja Warrior
$170K$482K
Tulip Kids Franchising Tuplipkidsinccom
$274K$500K
Safari Kid
$402K – $1.8M
Kids Ninja Warrior
$170K – $482K
Tulip Kids Franchising Tuplipkidsinccom
$274K – $500K
D-BAT ACADEMIES
$536K – $1.0M

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Questions to Ask Before You Sign

5 data-driven questions every Monkey Joe’s franchise buyer should ask.

  1. 1.What is Monkey Joe’s's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Monkey Joe’s disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Monkey Joe’sValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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