ScorecardWorth It?HistoryDatabaseCompareDistress Signals
FitnessLimited DataItem 19: ✓ DisclosedHigh Confidence · 85/100

My Gym Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for My Gym.

Based on 2025 FDD · 9 filings in corpus

FranchiseIQ Score
64
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
55/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with My GymAlready have access? Sign in →

Cost and profit at a glance

How much does a My Gym franchise cost and make?

Based on FDDIQ's FDD corpus, a My Gym franchise shows an estimated initial investment of $241K – $426K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$241K – $426K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
11.8%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Fitness franchisesCompare similar franchises

Quick fee read: $55K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to My Gym, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with My GymView sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

Total Investment Range$241K$426K
MinMid: $333KMax

Key Metrics

Franchise Fee
$55K
Royalty Rate
7%
Ad Fund Rate
1%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
162
0 vs prior yr
Net Unit Growth
0.0%
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
11.8%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for My Gym.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

My Gym vs. Fitness Average

MetricMy GymFitness Avg
SBA Default Rate11.8%3.8%
Cash-on-Cash Return - 18.1%
Total Investment$333K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2011-2025). 22 loans across 13 states.

Default Rate
11.8%
High Risk
Total SBA Loans
22
13 states
Total Loan Volume
$4.5M
SBA 7(a) approved
Avg Loan Size
$203K
Per franchisee
Loan Status Breakdown
12
Paid in Full (55%)
5
Currently Active
2
Charged Off (5.1% by $)
$229K
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

My Gym vs FITZONE STUDIOSMy Gym vs USL PRO, LLCMy Gym vs Little Land Play Gym

Similar Franchises · Fitness

FITZONE STUDIOS
No Item 19
$214K$401K
USL PRO, LLC
$10.6M$15.8M
Little Land Play Gym
Limited Data
$225K$599K
FITZONE STUDIOS
$214K – $401K
USL PRO, LLC
$10.6M – $15.8M
Little Land Play Gym
$225K – $599K
Polestar Franchising, LLC
$122K – $197K

Related Blog Posts

Xponential Fitness Explores Sale: What Franchisees and Investors Should Know (2026) | FranchiseIQ

Xponential Fitness (NYSE: XPOF) announced a strategic review on April 6, 2026, with Jefferies eng...

Founded 2017 - May 2024 · General
📬 Get notified when My Gym changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every My Gym franchise buyer should ask.

  1. 1.What is My Gym's SBA default rate compared to its competitors?Learn more →
  2. 2.Does My Gym disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for My GymValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Fitness FranchisesBest Fitness FranchisesLow-Cost FranchisesMy Gym vs FITZONE STUDIOSFranchises With Item 19Industry Benchmarks