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Senior CareLimited DataItem 19: ✓ DisclosedHigh Confidence · 85/100FDD data: 2025 · Fresh

Retirement Income Source Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Retirement Income Source.

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
55
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
57/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Retirement Income Source franchise cost and make?

Based on FDDIQ's FDD corpus, a Retirement Income Source franchise shows an estimated initial investment of $100K – $226K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$100K – $226K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Senior Care franchisesCompare similar franchises

Quick fee read: $25K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Retirement Income Source, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$100K$226K
MinMid: $163KMax

Key Metrics

Franchise Fee
$25K
Royalty Rate
0%
Ad Fund Rate
0%
Total Burden
0.0%
Royalty + ad fund
Units (2023)
28
-1 vs prior yr
Net Unit Growth
-3.3%
Year over year
Net Closure Rate
3.4%
From FDD Item 20
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
~$800K–$2M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Retirement Income Source vs. Senior Care Average

MetricRetirement Income SourceSenior Care Avg
SBA Default Rate - 3.2%
Cash-on-Cash Return - 19.8%
Total Investment$163K$185K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Retirement Income Source vs A Right Place for SeniorsRetirement Income Source vs HOMEWATCH CAREGIVERSRetirement Income Source vs ACASA Senior Care

Similar Franchises · Senior Care

A Right Place for Seniors
Limited Data
$99K$127K
HOMEWATCH CAREGIVERS
Revenue Only
$122K$178K
ACASA Senior Care
Limited Data
$82K$132K
A Right Place for Seniors
$99K – $127K
HOMEWATCH CAREGIVERS
$122K – $178K
ACASA Senior Care
$82K – $132K
Crossing the Jordan
$260K – $449K

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Questions to Ask Before You Sign

5 data-driven questions every Retirement Income Source franchise buyer should ask.

  1. 1.What is Retirement Income Source's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Retirement Income Source disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Retirement Income SourceValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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