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FitnessLimited DataItem 19: ✓ DisclosedMedium Confidence · 75/100

Rush Cycle Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Rush Cycle.

Based on 2020 FDD · 4 filings in corpus

FranchiseIQ Score
52
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
47/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Rush Cycle franchise cost and make?

Based on FDDIQ's FDD corpus, a Rush Cycle franchise shows an estimated initial investment of $427K – $551K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$427K – $551K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
58.3%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $45K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Rush Cycle, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$427K – $551K
MinMid: $489KMax

Key Metrics

Franchise Fee
$45K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
3
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
58.3%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 58.33%
HIGH ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Rush Cycle vs. Fitness Average

MetricRush CycleFitness Avg
SBA Default Rate58.3%▼3.8%
Cash-on-Cash Return - 18.1%
Total Investment$489K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2018-2022). 14 loans across 6 states.

Default Rate
58.3%
High Risk
Total SBA Loans
14
6 states
Total Loan Volume
$4.7M
SBA 7(a) approved
Avg Loan Size
$334K
Per franchisee
Loan Status Breakdown
4
Paid in Full (29%)
2
Currently Active
7
Charged Off (40.4% by $)
$1.9M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Rush Cycle vs FITZONE STUDIOSRush Cycle vs USL PRO, LLCRush Cycle vs Little Land Play Gym

Similar Franchises · Fitness

FITZONE STUDIOS
No Item 19
$214K–$401K
USL PRO, LLC
$10.6M–$15.8M
Little Land Play Gym
Limited Data
$225K–$599K
FITZONE STUDIOS
$214K – $401K
USL PRO, LLC
$10.6M – $15.8M
Little Land Play Gym
$225K – $599K
Polestar Franchising, LLC
$122K – $197K

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Founded 2017 - May 2024 · General
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Questions to Ask Before You Sign

5 data-driven questions every Rush Cycle franchise buyer should ask.

  1. 1.What is Rush Cycle's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Rush Cycle disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Rush Cycle →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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