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RetailNo Item 19Item 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Signs By Tomorrow / Signs Now Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Signs By Tomorrow / Signs Now.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
81
A
Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
43/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Signs By Tomorrow / Signs Now franchise cost and make?

Based on FDDIQ's FDD corpus, a Signs By Tomorrow / Signs Now franchise shows an estimated initial investment of $88K – $502K. Reported owner economics show $67K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$88K – $502K
Total initial investment
Profit / Revenue
$67K
FDD Item 19 signal
Payback Signal
4.4 years
Modeled return metric
SBA Default Rate
12.5%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Retail franchisesCompare similar franchises

Quick fee read: $40K franchise fee · 2.0% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Signs By Tomorrow / Signs Now, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Signs By Tomorrow / Signs Now Franchise Analysis

Signs By Tomorrow / Signs Now requires a total initial investment of $88K to $502K (midpoint approximately $295K), with an initial franchise fee of $40K. The ongoing fee burden is 2.0% (2% royalty plus 2% advertising fund). This is below the industry average of approximately 11.2%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Signs By Tomorrow / Signs Now locations is $675K. The implied franchisee EBITDA is approximately $67K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 22.8% with a payback period of approximately 4.4 years.

Signs By Tomorrow / Signs Now operates approximately 125 franchised units. The brand is growing, with a 4.7% net unit increase year-over-year, indicating franchisee demand and system health. The SBA 7(a) loan default rate of 12.5% is above the franchise industry average of approximately 8.1%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$88K$502K
MinMid: $295KMax

Key Metrics

Franchise Fee
$40K
Royalty Rate
2%
Ad Fund Rate
2%
Total Burden
2.0%
Royalty + ad fund
Units (2023)
125
+6 vs prior yr
Net Unit Growth
4.7%
Year over year
Cash-on-Cash Return
22.8%
Annual estimated return
Payback Period
4.4 yrs
Break-even timeline
SBA Default Rate
12.5%
vs ~7.2% industry avg
Median Revenue
$675K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Signs By Tomorrow / Signs Now vs. Retail Average

MetricSigns By Tomorrow / Signs NowRetail Avg
SBA Default Rate12.5%8.1%
Cash-on-Cash Return22.8%11.2%
Total Investment$295K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2025). 29 loans across 14 states.

Default Rate
12.5%
High Risk
Total SBA Loans
29
14 states
Total Loan Volume
$7.6M
SBA 7(a) approved
Avg Loan Size
$261K
Per franchisee
Loan Status Breakdown
13
Paid in Full (45%)
13
Currently Active
2
Charged Off (2.9% by $)
$222K
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

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Questions to Ask Before You Sign

5 data-driven questions every Signs By Tomorrow / Signs Now franchise buyer should ask.

  1. 1.What is Signs By Tomorrow / Signs Now's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Signs By Tomorrow / Signs Now disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Signs By Tomorrow / Signs NowValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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