ScorecardWorth It?HistoryDatabaseCompareDistress Signals
Financial ServicesRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 90/100

The Financial Architects Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for The Financial Architects.

Based on 2023 FDD · 3 filings in corpus

FranchiseIQ Score
61
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
58/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a The Financial Architects franchise cost and make?

Based on FDDIQ's FDD corpus, a The Financial Architects franchise shows an estimated initial investment of $37K – $143K. Reported owner economics show $8K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$37K – $143K
Total initial investment
Profit / Revenue
$8K
FDD Item 19 signal
Payback Signal
11.2 years
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Financial Services franchisesCompare similar franchises

Quick fee read: $45K franchise fee · 6% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to The Financial Architects, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$37K$143K
MinMid: $90KMax

Key Metrics

Franchise Fee
$45K
Royalty Rate
5%
Ad Fund Rate
1%
Total Burden
6.0%
Royalty + ad fund
Units (2023)
4
Net Unit Growth
-
Year over year
Cash-on-Cash Return
8.9%
Annual estimated return
Payback Period
11.2 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$42K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

The Financial Architects vs. Financial Services Average

MetricThe Financial ArchitectsFinancial Services Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return8.9%15.5%
Total Investment$90K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

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Questions to Ask Before You Sign

5 data-driven questions every The Financial Architects franchise buyer should ask.

  1. 1.What is The Financial Architects's SBA default rate compared to its competitors?Learn more →
  2. 2.Does The Financial Architects disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for The Financial ArchitectsValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Financial Services FranchisesFranchises Under $100KThe Financial Architects vs Corporate ConnectionsFranchises With Item 19Industry Benchmarks