ScorecardWorth It?HistoryDatabaseCompareDistress Signals
OtherFull DisclosureItem 19: ✓ DisclosedHigh Confidence · 85/100

THE HUMAN BEAN Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for THE HUMAN BEAN.

Based on 2025 FDD · 27 filings in corpus

FranchiseIQ Score
60
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
56/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a THE HUMAN BEAN franchise cost and make?

Based on FDDIQ's FDD corpus, a THE HUMAN BEAN franchise shows an estimated initial investment of $582K – $1.3M. Reported owner economics show $167K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$582K – $1.3M
Total initial investment
Profit / Revenue
$167K
FDD Item 19 signal
Payback Signal
5.6 years
Modeled return metric
SBA Default Rate
26.3%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Other franchises →Compare similar franchises →

Quick fee read: $35K franchise fee · 1% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to THE HUMAN BEAN, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$582K – $1.3M
MinMid: $940KMax

Key Metrics

Franchise Fee
$35K
Royalty Rate
-
Ad Fund Rate
1%
Total Burden
-
Royalty + ad fund
Units (2023)
22
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
17.7%
Annual estimated return
Payback Period
5.6 yrs
Break-even timeline
SBA Default Rate
26.3%
vs ~7.2% industry avg
Median Revenue
$833K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 26.32%
HIGH ×1
Premium Data

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Get cash-on-cash return, payback period, SBA default rate, and red flag details for THE HUMAN BEAN.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

THE HUMAN BEAN vs. Other Average

MetricTHE HUMAN BEANOther Avg
SBA Default Rate26.3%▼7.2%
Cash-on-Cash Return17.7%▲15.5%
Total Investment$940K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2014-2025). 42 loans across 15 states.

Default Rate
26.3%
High Risk
Total SBA Loans
42
15 states
Total Loan Volume
$24.0M
SBA 7(a) approved
Avg Loan Size
$570K
Per franchisee
Loan Status Breakdown
8
Paid in Full (19%)
23
Currently Active
5
Charged Off (5.3% by $)
$1.3M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

THE HUMAN BEAN vs PROSETHE HUMAN BEAN vs Goldeneye Corporate ServicesTHE HUMAN BEAN vs 1-800-Services, LLC

Similar Franchises · Other

PROSE
Limited Data
$329K–$570K
Goldeneye Corporate Services
Limited Data
$3K–$58K
1-800-Services, LLC
$75K–$242K
PROSE
$329K – $570K
Goldeneye Corporate Services
$3K – $58K
1-800-Services, LLC
$75K – $242K
Streamline Brands
$40K – $1.5M

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Questions to Ask Before You Sign

5 data-driven questions every THE HUMAN BEAN franchise buyer should ask.

  1. 1.What is THE HUMAN BEAN's SBA default rate compared to its competitors?Learn more →
  2. 2.Does THE HUMAN BEAN disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for THE HUMAN BEAN →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

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