ScorecardWorth It?HistoryDatabaseDistress Signals
OtherLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2026 · Fresh

THE NOW Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for THE NOW using its latest 2026 FDD coverage.

Based on 2026 FDD · 20 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
76
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C+
69/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a THE NOW franchise cost and make?

Based on FDDIQ's FDD corpus, a THE NOW franchise shows an estimated initial investment of $486K – $849K. Reported owner economics show $164K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$486K – $849K
Total initial investment
Profit / Revenue
$164K
FDD Item 19 signal
Payback Signal
4.1 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Other franchises →Compare similar franchises →

Quick fee read: $60K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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THE NOW Franchise Analysis

THE NOW requires a total initial investment of $486K to $849K (midpoint approximately $668K), with an initial franchise fee of $60K. The ongoing fee burden is 8% (6% royalty plus 2% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2026 FDD, the median revenue for THE NOW locations is $1.4M. The implied franchisee EBITDA is approximately $164K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 24.6% with a payback period of approximately 4.1 years.

THE NOW operates approximately 21 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$486K – $849K
MinMid: $668KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
21
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
24.6%
Annual estimated return
Payback Period
4.1 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$1.4M
Item 19 disclosed
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

THE NOW vs. Other Average

MetricTHE NOWOther Avg
SBA Default Rate0.0%▲7.2%
Cash-on-Cash Return24.6%▲15.5%
Total Investment$668K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2020-2026). 50 loans across 15 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
50
15 states
Total Loan Volume
$26.5M
SBA 7(a) approved
Avg Loan Size
$531K
Per franchisee
Loan Status Breakdown
9
Paid in Full (18%)
39
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

THE NOW Franchise FAQs

Common questions buyers ask about THE NOW, answered from FDD and SBA data.

How much does a THE NOW franchise cost?

The total initial investment for a THE NOW franchise ranges from $486K to $849K, according to their Franchise Disclosure Document.

What are THE NOW franchise royalty fees?

THE NOW charges a 6% royalty fee on gross sales.

What is the THE NOW franchise fee?

The initial franchise fee for THE NOW is $60,000.

How many THE NOW franchise locations are there?

There are approximately 21 THE NOW franchise locations as of 2023.

How much profit does a THE NOW franchise make?

The median revenue for a THE NOW franchise is $1.4M, with a cash-on-cash return of 24.6%, according to FDD Item 19 data.

What is the SBA loan default rate for THE NOW?

THE NOW has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.

Is a THE NOW franchise worth it?

Whether a THE NOW franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every THE NOW franchise buyer should ask.

  1. 1.What is THE NOW's SBA default rate compared to its competitors?Learn more →
  2. 2.Does THE NOW disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for THE NOW →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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