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RetailLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100

The UPS Store Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for The UPS Store.

Based on 2025 FDD · 20 filings in corpus

FranchiseIQ Score
75
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
A
87/100
6/7 metrics · High confidence

Cost and profit at a glance

How much does a The UPS Store franchise cost and make?

Based on FDDIQ's FDD corpus, a The UPS Store franchise shows an estimated initial investment of $57K – $416K. Reported owner economics show $31K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$57K – $416K
Total initial investment
Profit / Revenue
$31K
FDD Item 19 signal
Payback Signal
7.7 years
Modeled return metric
SBA Default Rate
0.3%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Retail franchises →Compare similar franchises →

Quick fee read: $8K franchise fee · 7.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

10-brand free summary pilot · report unlocked

The UPS Store is in the free pilot, so the buyer-grade evidence is visible on this page.

Use this as a source-document screening summary: FDD investment range, royalty/ad burden, Item 19 economics, SBA repayment outcomes, unit movement, and comparable-brand context. Treat missing or low-confidence fields as diligence flags — not as blanks to ignore.

FDD-derived fieldsSBA matched where availableItem 19 labeledUnit movement checkedHigh confidence
What is unlocked
• Risk Engine rationale and sub-scores• Growth Forecast table when forecast data exists• Fee, cost, SBA, and comparable-brand context
Need another brand? Unlock the 10-report pack →Compare against the sample report
Total Investment Range$57K – $416K
MinMid: $237KMax

Key Metrics

Franchise Fee
$8K
Royalty Rate
5%
Ad Fund Rate
2.5%
Total Burden
7.5%
Royalty + ad fund
Units (2023)
94
Net Unit Growth
→ -
Year over year

Financial Analysis

Cash-on-Cash Return
13.1%
Annual estimated return
Payback Period
7.7 yrs
Break-even timeline
SBA Default Rate
0.3%
vs ~7.2% industry avg
Median Revenue
$687K
Item 19 disclosed

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

The UPS Store vs. Retail Average

MetricThe UPS StoreRetail Avg
SBA Default Rate0.3%▲8.1%
Cash-on-Cash Return13.1%▲11.2%
Total Investment$237K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2018). 432 loans across 42 states.

Default Rate
0.3%
Low Risk
Total SBA Loans
432
42 states
Total Loan Volume
$87.6M
SBA 7(a) approved
Avg Loan Size
$203K
Per franchisee
Loan Status Breakdown
338
Paid in Full (78%)
43
Currently Active
1
Charged Off (0.1% by $)
$117K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

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DYSTOPIA RISING
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Winnie Couture
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Paniq Room
$350K – $3.0M
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$4K – $10K
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$78K – $203K

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Questions to Ask Before You Sign

5 data-driven questions every The UPS Store franchise buyer should ask.

  1. 1.What is The UPS Store's SBA default rate compared to its competitors?Learn more →
  2. 2.Does The UPS Store disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for The UPS Store →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

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