FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Uptown Cheapskate.
Based on 2025 FDD · 15 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Uptown Cheapskate franchise shows an estimated initial investment of $328K – $597K. Reported owner economics show $46K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $25K franchise fee · 5.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Uptown Cheapskate requires a total initial investment of $328K to $597K (midpoint approximately $462K), with an initial franchise fee of $25K. The ongoing fee burden is 5.5% . This is below the industry average of approximately 11.2%, leaving more margin for the operator.
According to Item 19 of the 2025 FDD, the median revenue for Uptown Cheapskate locations is $712K. The implied franchisee EBITDA is approximately $46K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 10.0% with a payback period of approximately 10.0 years.
Uptown Cheapskate operates approximately 25 franchised units. The SBA 7(a) loan default rate of 7.3% is in line with industry norms of approximately 8.1%.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2011-2026). 106 loans across 24 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Uptown Cheapskate, answered from FDD and SBA data.
The total initial investment for a Uptown Cheapskate franchise ranges from $328K to $597K, according to their Franchise Disclosure Document.
Uptown Cheapskate charges a 5% royalty fee on gross sales.
The initial franchise fee for Uptown Cheapskate is $25,000.
There are approximately 25 Uptown Cheapskate franchise locations as of 2023.
The median revenue for a Uptown Cheapskate franchise is $712K, with a cash-on-cash return of 10.0%, according to FDD Item 19 data.
Uptown Cheapskate has an SBA loan default rate of 7.3% based on SBA 7(a) loan data.
Whether a Uptown Cheapskate franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
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