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Home ServicesItem 19: ✓ DisclosedHigh Confidence · 95/100FDD data: 2025 · Fresh

Ace Handyman Franchising, Inc. Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Ace Handyman Franchising, Inc..

Based on 2025 FDD · 1 filing in corpus

FranchiseIQ Score
66
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
58/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Ace Handyman Franchising, Inc. franchise cost and make?

Based on FDDIQ's FDD corpus, a Ace Handyman Franchising, Inc. franchise shows an estimated initial investment of $132K – $224K. Reported owner economics show $70K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$132K – $224K
Total initial investment
Profit / Revenue
$70K
FDD Item 19 signal
Payback Signal
2.5 years
Modeled return metric
SBA Default Rate
11.1%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $70K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Ace Handyman Franchising, Inc., check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Ace Handyman Franchising, Inc. Franchise Analysis

Ace Handyman Franchising, Inc. requires a total initial investment of $132K to $224K (midpoint approximately $178K), with an initial franchise fee of $70K. The ongoing fee burden is 8% (6% royalty plus 2% advertising fund). This is below the industry average of approximately 22.3%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Ace Handyman Franchising, Inc. locations is $699K. The implied franchisee EBITDA is approximately $70K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 39.3% with a payback period of approximately 2.5 years.

Ace Handyman Franchising, Inc. operates approximately 367 franchised units. The SBA 7(a) loan default rate of 11.1% is above the franchise industry average of approximately 4.9%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$132K – $224K
MinMid: $178KMax

Key Metrics

Franchise Fee
$70K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
367
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
39.3%
Annual estimated return
Payback Period
2.5 yrs
Break-even timeline
SBA Default Rate
11.1%
vs ~7.2% industry avg
Median Revenue
$699K
Item 19 disclosed
Red Flags Assessment
LOW: Single-year corpus
LOW ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Ace Handyman Franchising, Inc. vs. Home Services Average

MetricAce Handyman Franchising, Inc.Home Services Avg
SBA Default Rate11.1%▼4.9%
Cash-on-Cash Return39.3%▲22.3%
Total Investment$178K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2020-2026). 99 loans across 35 states.

Default Rate
11.1%
High Risk
Total SBA Loans
99
35 states
Total Loan Volume
$15.3M
SBA 7(a) approved
Avg Loan Size
$155K
Per franchisee
Loan Status Breakdown
19
Paid in Full (19%)
72
Currently Active
3
Charged Off (2.2% by $)
$340K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Ace Handyman Franchising, Inc. vs Assisting Hands Home CareAce Handyman Franchising, Inc. vs FIVE STAR PAINTINGAce Handyman Franchising, Inc. vs Computer Troubleshooters

Similar Franchises · Home Services

Assisting Hands Home Care
Limited Data
$97K–$180K
FIVE STAR PAINTING
Limited Data
$77K–$185K
Computer Troubleshooters
Limited Data
$20K–$45K
Assisting Hands Home Care
$97K – $180K
FIVE STAR PAINTING
$77K – $185K
Computer Troubleshooters
$20K – $45K
Inspect-It 1st
$13K – $43K

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Questions to Ask Before You Sign

5 data-driven questions every Ace Handyman Franchising, Inc. franchise buyer should ask.

  1. 1.What is Ace Handyman Franchising, Inc.'s SBA default rate compared to its competitors?Learn more →
  2. 2.Does Ace Handyman Franchising, Inc. disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Ace Handyman Franchising, Inc. →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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