FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Express Employment Professionals.
Based on 2025 FDD · 6 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Express Employment Professionals franchise shows an estimated initial investment of $131K – $599K. Reported owner economics show $75K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $40K franchise fee · 1% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Express Employment Professionals requires a total initial investment of $131K to $599K (midpoint approximately $365K), with an initial franchise fee of $40K. The ongoing fee burden is 1% . This is below the industry average of approximately 15.5%, leaving more margin for the operator.
According to Item 19 of the 2025 FDD, the median revenue for Express Employment Professionals locations is $803K. The implied franchisee EBITDA is approximately $75K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 20.7% with a payback period of approximately 4.8 years.
Express Employment Professionals operates approximately 788 franchised units. Unit count is relatively stable with a 0.5% year-over-year change. The SBA 7(a) loan default rate of 1.7% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2013-2026). 107 loans across 32 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Express Employment Professionals, answered from FDD and SBA data.
The total initial investment for a Express Employment Professionals franchise ranges from $131K to $599K, according to their Franchise Disclosure Document.
Royalty fee details for Express Employment Professionals are available in their FDD. Contact the franchisor for current terms.
The initial franchise fee for Express Employment Professionals is $40,000.
There are approximately 788 Express Employment Professionals franchise locations as of 2023.
The median revenue for a Express Employment Professionals franchise is $803K, with a cash-on-cash return of 20.7%, according to FDD Item 19 data.
Express Employment Professionals has an SBA loan default rate of 1.7% based on SBA 7(a) loan data.
Whether a Express Employment Professionals franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
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