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FitnessLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

F45 Training Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for F45 Training.

Based on 2025 FDD · 6 filings in corpus

FranchiseIQ Score
64
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
40/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a F45 Training franchise cost and make?

Based on FDDIQ's FDD corpus, a F45 Training franchise shows an estimated initial investment of $349K – $786K. Reported owner economics show $53K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$349K – $786K
Total initial investment
Profit / Revenue
$53K
FDD Item 19 signal
Payback Signal
10.7 years
Modeled return metric
SBA Default Rate
10.1%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Fitness franchisesCompare similar franchises

Quick fee read: $60K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to F45 Training, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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F45 Training Franchise Analysis

F45 Training requires a total initial investment of $349K to $786K (midpoint approximately $568K), with an initial franchise fee of $60K. The ongoing fee burden is 9% (7% royalty plus 2% advertising fund). This is below the industry average of approximately 18.1%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for F45 Training locations is $407K. The implied franchisee EBITDA is approximately $53K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 9.3% with a payback period of approximately 10.7 years.

F45 Training operates approximately 789 franchised units. The SBA 7(a) loan default rate of 10.1% is above the franchise industry average of approximately 3.8%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$349K$786K
MinMid: $568KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
7%
Ad Fund Rate
2%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
789
Net Unit Growth
-
Year over year
Cash-on-Cash Return
9.3%
Annual estimated return
Payback Period
10.7 yrs
Break-even timeline
SBA Default Rate
10.1%
vs ~7.2% industry avg
Median Revenue
$407K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

F45 Training vs. Fitness Average

MetricF45 TrainingFitness Avg
SBA Default Rate10.1%3.8%
Cash-on-Cash Return9.3%18.1%
Total Investment$568K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2017-2026). 267 loans across 34 states.

Default Rate
10.1%
High Risk
Total SBA Loans
267
34 states
Total Loan Volume
$73.5M
SBA 7(a) approved
Avg Loan Size
$275K
Per franchisee
Loan Status Breakdown
109
Paid in Full (41%)
118
Currently Active
15
Charged Off (3.5% by $)
$2.6M
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

F45 Training vs ANYTIME FITNESS ANYTIME FITNESSF45 Training vs FITZONE STUDIOSF45 Training vs PLANET FITNESS

Similar Franchises · Fitness

ANYTIME FITNESS ANYTIME FITNESS
$398K$973K
FITZONE STUDIOS
No Item 19
$214K$401K
PLANET FITNESS
Limited Data
$1.5M$5.2M
ANYTIME FITNESS ANYTIME FITNESS
$398K – $973K
FITZONE STUDIOS
$214K – $401K
PLANET FITNESS
$1.5M – $5.2M
Aqua-Tots Swim School
$1.6M – $2.9M

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Questions to Ask Before You Sign

5 data-driven questions every F45 Training franchise buyer should ask.

  1. 1.What is F45 Training's SBA default rate compared to its competitors?Learn more →
  2. 2.Does F45 Training disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for F45 TrainingValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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