ScorecardWorth It?HistoryDatabaseCompareDistress Signals
OtherRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2026 · Fresh

Fazoli's Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Fazoli's using its latest 2026 FDD coverage.

Based on 2026 FDD · 10 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
49
D
High Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
F
28/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Fazoli's franchise cost and make?

Based on FDDIQ's FDD corpus, a Fazoli's franchise shows an estimated initial investment of $473K – $2.6M. Reported owner economics show $148K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$473K – $2.6M
Total initial investment
Profit / Revenue
$148K
FDD Item 19 signal
Payback Signal
10.5 years
Modeled return metric
SBA Default Rate
22.2%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Other franchisesCompare similar franchises

Quick fee read: $50K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Fazoli's, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$473K$2.6M
MinMid: $1.6MMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
5%
Ad Fund Rate
4%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
150
-12 vs prior yr
Net Unit Growth
-7.9%
Year over year
Net Closure Rate
7.4%
From FDD Item 20
Cash-on-Cash Return
9.5%
Annual estimated return
Payback Period
10.5 yrs
Break-even timeline
SBA Default Rate
22.2%
vs ~7.2% industry avg
Median Revenue
$1.3M
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 22.22% · MEDIUM: Significant unit decline
HIGH ×1MED ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Fazoli's vs. Other Average

MetricFazoli'sOther Avg
SBA Default Rate22.2%7.2%
Cash-on-Cash Return9.5%15.5%
Total Investment$1.6M$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2014-2023). 19 loans across 9 states.

Default Rate
22.2%
High Risk
Total SBA Loans
19
9 states
Total Loan Volume
$16.3M
SBA 7(a) approved
Avg Loan Size
$860K
Per franchisee
Loan Status Breakdown
5
Paid in Full (26%)
10
Currently Active
2
Charged Off (1.2% by $)
$189K
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Fazoli's vs Brightmind LearningFazoli's vs USAFazoli's vs Agile Pursuits Franchising INC Tide Cleaners

Similar Franchises · Other

Brightmind Learning
USA
Agile Pursuits Franchising INC Tide Cleaners
$40K$2.5M
Brightmind Learning
Investment N/A
USA
Investment N/A
Agile Pursuits Franchising INC Tide Cleaners
$40K – $2.5M
Leaves
$244K – $490K

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Questions to Ask Before You Sign

5 data-driven questions every Fazoli's franchise buyer should ask.

  1. 1.What is Fazoli's's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Fazoli's disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Fazoli'sValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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