FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for FLOWERS BAKING CO. OF OXFORD, INC..
Based on 2025 FDD · 4 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a FLOWERS BAKING CO. OF OXFORD, INC. franchise shows an estimated initial investment of $58K – $286K. Reported owner economics show $2K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $50K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
FLOWERS BAKING CO. OF OXFORD, INC. requires a total initial investment of $58K to $286K (midpoint approximately $172K), with an initial franchise fee of $50K.
According to Item 19 of the 2025 FDD, the median revenue for FLOWERS BAKING CO. OF OXFORD, INC. locations is $15K. The implied franchisee EBITDA is approximately $2K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 1.1% with a payback period of approximately 95.2 years.
FLOWERS BAKING CO. OF OXFORD, INC. operates approximately 249 franchised units. Unit count is relatively stable with a 0.8% year-over-year change. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 8.1%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2022-2022). 1 loans across 1 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about FLOWERS BAKING CO. OF OXFORD, INC., answered from FDD and SBA data.
The total initial investment for a FLOWERS BAKING CO. OF OXFORD, INC. franchise ranges from $58K to $286K, according to their Franchise Disclosure Document.
Royalty fee details for FLOWERS BAKING CO. OF OXFORD, INC. are available in their FDD. Contact the franchisor for current terms.
The initial franchise fee for FLOWERS BAKING CO. OF OXFORD, INC. is $50,000.
There are approximately 249 FLOWERS BAKING CO. OF OXFORD, INC. franchise locations as of 2023.
The median revenue for a FLOWERS BAKING CO. OF OXFORD, INC. franchise is $15K, with a cash-on-cash return of 1.1%, according to FDD Item 19 data.
FLOWERS BAKING CO. OF OXFORD, INC. has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.
Whether a FLOWERS BAKING CO. OF OXFORD, INC. franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
FDD Item 7 breaks down every cost to open a franchise. Read all 23 line items, stress-test the ra...
SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders want i...
Compare franchise financing options: SBA 7(a), SBA 504, ROBS 401(k) rollovers, bank loans, franch...
SBA 7(a) franchise loans explained, including the October 2026 SOP 50 10 8.1 update, eligibility,...
SBA 7(a) and 504 loans for franchise buyers: rates, down payments, timelines, approval requiremen...
5 data-driven questions every FLOWERS BAKING CO. OF OXFORD, INC. franchise buyer should ask.