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Real EstateItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2024 · Aging

G J Gardner Homes USA, LLC Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for G J Gardner Homes USA, LLC.

Based on 2024 FDD · 7 filings in corpus

FranchiseIQ Score
76
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
64/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a G J Gardner Homes USA, LLC franchise cost and make?

Based on FDDIQ's FDD corpus, a G J Gardner Homes USA, LLC franchise shows an estimated initial investment of $151K – $348K. Reported owner economics show $715K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$151K – $348K
Total initial investment
Profit / Revenue
$715K
FDD Item 19 signal
Payback Signal
0.3 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Real Estate franchisesCompare similar franchises

Quick fee read: $50K franchise fee · 5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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G J Gardner Homes USA, LLC Franchise Analysis

G J Gardner Homes USA, LLC requires a total initial investment of $151K to $348K (midpoint approximately $250K), with an initial franchise fee of $50K. The ongoing fee burden is 5% (4% royalty plus 1% advertising fund). This is below the industry average of approximately 28.4%, leaving more margin for the operator.

According to Item 19 of the 2024 FDD, the median revenue for G J Gardner Homes USA, LLC locations is $4.8M. The implied franchisee EBITDA is approximately $715K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 286.5% with a payback period of approximately 0.3 years.

G J Gardner Homes USA, LLC operates approximately 6 franchised units. The SBA 7(a) loan default rate of 0.0% is in line with industry norms of approximately 1.8%.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2024 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$151K$348K
MinMid: $250KMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
4%
Ad Fund Rate
1%
Total Burden
5.0%
Royalty + ad fund
Units (2023)
6
-4 vs prior yr
Net Unit Growth
-
Year over year
Net Closure Rate
40%
From FDD Item 20
Cash-on-Cash Return
286.5%
Annual estimated return
Payback Period
0.3 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$4.8M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

G J Gardner Homes USA, LLC vs. Real Estate Average

MetricG J Gardner Homes USA, LLCReal Estate Avg
SBA Default Rate0.0%1.8%
Cash-on-Cash Return286.5%28.4%
Total Investment$250K$75K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2013-2019). 4 loans across 3 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
4
3 states
Total Loan Volume
$2.0M
SBA 7(a) approved
Avg Loan Size
$500K
Per franchisee
Loan Status Breakdown
2
Paid in Full (50%)
0
Currently Active
0
Charged Off
$0
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

G J Gardner Homes USA, LLC vs Aluxa HomesG J Gardner Homes USA, LLC vs Hommati Franchise Network, Inc.G J Gardner Homes USA, LLC vs U-Save Auto Rental

Similar Franchises · Real Estate

Aluxa Homes
No Item 19
$99K$321K
Hommati Franchise Network, Inc.
$40K$74K
U-Save Auto Rental
Limited Data
$65K$688K
Aluxa Homes
$99K – $321K
Hommati Franchise Network, Inc.
$40K – $74K
U-Save Auto Rental
$65K – $688K
Windermere Real Estate Services Company
$266K – $1.2M

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Questions to Ask Before You Sign

5 data-driven questions every G J Gardner Homes USA, LLC franchise buyer should ask.

  1. 1.What is G J Gardner Homes USA, LLC's SBA default rate compared to its competitors?Learn more →
  2. 2.Does G J Gardner Homes USA, LLC disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for G J Gardner Homes USA, LLCValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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