ScorecardWorth It?HistoryDatabaseDistress Signals
Real EstateNo Item 19Item 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2026 · Fresh

Hommati Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Hommati using its latest 2026 FDD coverage.

Based on 2026 FDD · 11 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
63
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B
72/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with Hommati →Already have access? Sign in →

Cost and profit at a glance

How much does a Hommati franchise cost and make?

Based on FDDIQ's FDD corpus, a Hommati franchise shows an estimated initial investment of $40K – $74K. Reported owner economics show $8K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$40K – $74K
Total initial investment
Profit / Revenue
$8K
FDD Item 19 signal
Payback Signal
7.3 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Real Estate franchises →Compare similar franchises →

Quick fee read: $45K franchise fee · 12% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Hommati, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with HommatiView sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

Hommati Franchise Analysis

Hommati requires a total initial investment of $40K to $74K (midpoint approximately $57K), with an initial franchise fee of $45K. The ongoing fee burden is 12% (8% royalty plus 4% advertising fund). This is below the industry average of approximately 28.4%, leaving more margin for the operator.

According to Item 19 of the 2026 FDD, the median revenue for Hommati locations is $98K. The implied franchisee EBITDA is approximately $8K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 13.8% with a payback period of approximately 7.3 years.

Hommati operates approximately 128 franchised units. However, the brand has been contracting with a 11.4% net unit decline, which may signal franchisee dissatisfaction, territory saturation, or competitive pressure. The SBA 7(a) loan default rate of 0.0% is in line with industry norms of approximately 1.8%.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$40K – $74K
MinMid: $57KMax

Key Metrics

Franchise Fee
$45K
Royalty Rate
8%
Ad Fund Rate
4%
Total Burden
12.0%
Royalty + ad fund
Units (2023)
128
-16 vs prior yr
Net Unit Growth
↓ -11.4%
Year over year
Net Closure Rate
11.1%
From FDD Item 20
Cash-on-Cash Return
13.8%
Annual estimated return
Payback Period
7.3 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$98K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10% · MEDIUM: Significant unit decline
MED ×2
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for Hommati.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Hommati vs. Real Estate Average

MetricHommatiReal Estate Avg
SBA Default Rate0.0%▲1.8%
Cash-on-Cash Return13.8%▼28.4%
Total Investment$57K$75K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2018-2025). 5 loans across 4 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
5
4 states
Total Loan Volume
$351K
SBA 7(a) approved
Avg Loan Size
$70K
Per franchisee
Loan Status Breakdown
3
Paid in Full (60%)
2
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Hommati Franchise FAQs

Common questions buyers ask about Hommati, answered from FDD and SBA data.

How much does a Hommati franchise cost?

The total initial investment for a Hommati franchise ranges from $40K to $74K, according to their Franchise Disclosure Document.

What are Hommati franchise royalty fees?

Hommati charges a 8% royalty fee on gross sales.

What is the Hommati franchise fee?

The initial franchise fee for Hommati is $44,900.

How many Hommati franchise locations are there?

There are approximately 128 Hommati franchise locations as of 2023.

How much profit does a Hommati franchise make?

The median revenue for a Hommati franchise is $98K, with a cash-on-cash return of 13.8%, according to FDD Item 19 data.

What is the SBA loan default rate for Hommati?

Hommati has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.

Is a Hommati franchise worth it?

Whether a Hommati franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · Real Estate

Aluxa Homes
No Item 19
$99K–$321K
Hommati Franchise Network, Inc.
$40K–$74K
U-Save Auto Rental
Limited Data
$65K–$688K
Aluxa Homes
$99K – $321K
Hommati Franchise Network, Inc.
$40K – $74K
U-Save Auto Rental
$65K – $688K
Windermere Real Estate Services Company
$266K – $1.2M

Related Blog Posts

FDD Item 7: Estimated Initial Investment - What It Really Costs to Open a Franchise (2026) | FranchiseIQ

FDD Item 7 breaks down every cost to open a franchise. Read all 23 line items, stress-test the ra...

2026-03-20 · General
SBA Franchise Loan Approval Rates: Which Brands Get Funded (2026 Data) | FranchiseIQ

SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders want i...

2026-04-03 · Consistently High SBA Loan Volume
How to Finance a Franchise: SBA Loans, ROBS, and Beyond (2026) | FranchiseIQ

Compare franchise financing options: SBA 7(a), SBA 504, ROBS 401(k) rollovers, bank loans, franch...

2026-03-23 · General
The Complete Guide to SBA 7(a) Franchise Loans (2026) | FranchiseIQ

SBA 7(a) franchise loans explained, including the October 2026 SOP 50 10 8.1 update, eligibility,...

2026-03-23 · General
The Complete Guide to SBA Loans for Franchise Buyers (2026) | FranchiseIQ

SBA 7(a) and 504 loans for franchise buyers: rates, down payments, timelines, approval requiremen...

2024-04-02 · General
📬 Get notified when Hommati changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every Hommati franchise buyer should ask.

  1. 1.What is Hommati's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Hommati disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Hommati →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Real Estate FranchisesFranchises Under $100KFranchises With Item 19Industry BenchmarksReal Estate Franchise Costs ExplainedRoyalty Fees: Average Rates by IndustryHow to Read Item 19 Earnings Claims