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AutomotiveLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2026 · Fresh

LINE-X Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for LINE-X using its latest 2026 FDD coverage.

Based on 2026 FDD · 15 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
61
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
45/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a LINE-X franchise cost and make?

Based on FDDIQ's FDD corpus, a LINE-X franchise shows an estimated initial investment of $402K – $1.0M. Reported owner economics show $28K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$402K – $1.0M
Total initial investment
Profit / Revenue
$28K
FDD Item 19 signal
Payback Signal
25.4 years
Modeled return metric
SBA Default Rate
11.8%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $50K franchise fee · 7.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to LINE-X, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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LINE-X Franchise Analysis

LINE-X requires a total initial investment of $402K to $1.0M (midpoint approximately $702K), with an initial franchise fee of $50K. The ongoing fee burden is 7.5% (6% royalty plus 1.5% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2026 FDD, the median revenue for LINE-X locations is $369K. The implied franchisee EBITDA is approximately $28K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 3.9% with a payback period of approximately 25.4 years.

LINE-X operates approximately 418 franchised units. The SBA 7(a) loan default rate of 11.8% is above the franchise industry average of approximately 7.2%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$402K – $1.0M
MinMid: $702KMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
6%
Ad Fund Rate
1.5%
Total Burden
7.5%
Royalty + ad fund
Units (2023)
418
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
3.9%
Annual estimated return
Payback Period
25.4 yrs
Break-even timeline
SBA Default Rate
11.8%
vs ~7.2% industry avg
Median Revenue
$369K
Item 19 disclosed
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

LINE-X vs. Automotive Average

MetricLINE-XAutomotive Avg
SBA Default Rate11.8%▼7.2%
Cash-on-Cash Return3.9%▼15.5%
Total Investment$702K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2025). 83 loans across 27 states.

Default Rate
11.8%
High Risk
Total SBA Loans
83
27 states
Total Loan Volume
$31.5M
SBA 7(a) approved
Avg Loan Size
$379K
Per franchisee
Loan Status Breakdown
35
Paid in Full (42%)
32
Currently Active
6
Charged Off (4.4% by $)
$1.4M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

LINE-X vs A & E AUTO SOUND, INC.LINE-X vs American Tire DepotLINE-X vs ProntoWash

Similar Franchises · Automotive

A & E AUTO SOUND, INC.
$94K–$434K
American Tire Depot
Limited Data
$335K–$549K
ProntoWash
Limited Data
$37K–$401K
A & E AUTO SOUND, INC.
$94K – $434K
American Tire Depot
$335K – $549K
ProntoWash
$37K – $401K
CREATIVE COLORS
$101K – $122K

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Questions to Ask Before You Sign

5 data-driven questions every LINE-X franchise buyer should ask.

  1. 1.What is LINE-X's SBA default rate compared to its competitors?Learn more →
  2. 2.Does LINE-X disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for LINE-X →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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