ScorecardWorth It?HistoryDatabaseDistress Signals
OtherItem 19: ✓ DisclosedHigh Confidence · 88/100FDD data: 2024 · Aging

MainStay Exemptions Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for MainStay Exemptions.

Based on 2024 FDD · 2 filings in corpus

FranchiseIQ Score
54
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a MainStay Exemptions franchise cost and make?

Based on FDDIQ's FDD corpus, a MainStay Exemptions franchise shows an estimated initial investment of $8.7M – $15.8M. Reported owner economics show $623. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$8.7M – $15.8M
Total initial investment
Profit / Revenue
$623
FDD Item 19 signal
Payback Signal
19650.3 years
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Other franchises →Compare similar franchises →

Quick fee read: 8.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to MainStay Exemptions, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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MainStay Exemptions Franchise Analysis

MainStay Exemptions requires a total initial investment of $8.7M to $15.8M (midpoint approximately $12.2M), The ongoing fee burden is 8.5% (6% royalty plus 2.5% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2024 FDD, the median revenue for MainStay Exemptions locations is $5K. The implied franchisee EBITDA is approximately $623, based on the margin assumptions disclosed in the FDD.

MainStay Exemptions operates approximately 11 franchised units.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2024 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$8.7M – $15.8M
MinMid: $12.2MMax

Key Metrics

Franchise Fee
-
Royalty Rate
6%
Ad Fund Rate
2.5%
Total Burden
8.5%
Royalty + ad fund
Units (2023)
11
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
0.0%
Annual estimated return
Payback Period
19650.3 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$5K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

MainStay Exemptions vs. Other Average

MetricMainStay ExemptionsOther Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return0.0%▼15.5%
Total Investment$12.2M$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

MainStay Exemptions Franchise FAQs

Common questions buyers ask about MainStay Exemptions, answered from FDD and SBA data.

How much does a MainStay Exemptions franchise cost?

The total initial investment for a MainStay Exemptions franchise ranges from $8.7M to $15.8M, according to their Franchise Disclosure Document.

What are MainStay Exemptions franchise royalty fees?

MainStay Exemptions charges a 6% royalty fee on gross sales.

What is the MainStay Exemptions franchise fee?

The initial franchise fee for MainStay Exemptions is disclosed in their Franchise Disclosure Document.

How many MainStay Exemptions franchise locations are there?

There are approximately 11 MainStay Exemptions franchise locations as of 2023.

How much profit does a MainStay Exemptions franchise make?

The median revenue for a MainStay Exemptions franchise is $5K, with a cash-on-cash return of 0.0%, according to FDD Item 19 data.

What is the SBA loan default rate for MainStay Exemptions?

SBA loan default rate data for MainStay Exemptions is not currently available in the SBA database.

Is a MainStay Exemptions franchise worth it?

Whether a MainStay Exemptions franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every MainStay Exemptions franchise buyer should ask.

  1. 1.What is MainStay Exemptions's SBA default rate compared to its competitors?Learn more →
  2. 2.Does MainStay Exemptions disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for MainStay Exemptions →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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