ScorecardWorth It?HistoryDatabaseDistress Signals
RetailLimited DataItem 19: ✓ DisclosedMedium Confidence · 70/100FDD data: 2026 · Fresh

Metal Supermarkets Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Metal Supermarkets using its latest 2026 FDD coverage.

Based on 2026 FDD · 1 filing in corpus · Latest FDD: 2026

FranchiseIQ Score
72
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C+
68/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Metal Supermarkets franchise cost and make?

Based on FDDIQ's FDD corpus, a Metal Supermarkets franchise shows an estimated initial investment of $398K – $671K. Reported owner economics show $225K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$398K – $671K
Total initial investment
Profit / Revenue
$225K
FDD Item 19 signal
Payback Signal
2.4 years
Modeled return metric
SBA Default Rate
14.7%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Retail franchises →Compare similar franchises →

Quick fee read: $50K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to Metal Supermarkets, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Metal Supermarkets Franchise Analysis

Metal Supermarkets requires a total initial investment of $398K to $671K (midpoint approximately $534K), with an initial franchise fee of $50K.

According to Item 19 of the 2026 FDD, the median revenue for Metal Supermarkets locations is $1.9M. The implied franchisee EBITDA is approximately $225K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 42.1% with a payback period of approximately 2.4 years.

Metal Supermarkets operates approximately 83 franchised units. The brand is growing, with a 11.1% net unit increase year-over-year, indicating franchisee demand and system health. The SBA 7(a) loan default rate of 14.7% is above the franchise industry average of approximately 8.1%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$398K – $671K
MinMid: $534KMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
-
Ad Fund Rate
-
Total Burden
-
Royalty + ad fund
Units (2023)
83
+9 vs prior yr
Net Unit Growth
↑ 11.1%
Year over year
Cash-on-Cash Return
42.1%
Annual estimated return
Payback Period
2.4 yrs
Break-even timeline
SBA Default Rate
14.7%
vs ~7.2% industry avg
Median Revenue
$1.9M
Item 19 disclosed
Red Flags Assessment
LOW: Single-year corpus
LOW ×1
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Metal Supermarkets vs. Retail Average

MetricMetal SupermarketsRetail Avg
SBA Default Rate14.7%▼8.1%
Cash-on-Cash Return42.1%▲11.2%
Total Investment$534K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2012-2026). 62 loans across 26 states.

Default Rate
14.7%
High Risk
Total SBA Loans
62
26 states
Total Loan Volume
$18.3M
SBA 7(a) approved
Avg Loan Size
$294K
Per franchisee
Loan Status Breakdown
23
Paid in Full (37%)
28
Currently Active
5
Charged Off (2.2% by $)
$395K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Metal Supermarkets Franchise FAQs

Common questions buyers ask about Metal Supermarkets, answered from FDD and SBA data.

How much does a Metal Supermarkets franchise cost?

The total initial investment for a Metal Supermarkets franchise ranges from $398K to $671K, according to their Franchise Disclosure Document.

What are Metal Supermarkets franchise royalty fees?

Royalty fee details for Metal Supermarkets are available in their FDD. Contact the franchisor for current terms.

What is the Metal Supermarkets franchise fee?

The initial franchise fee for Metal Supermarkets is $49,500.

How many Metal Supermarkets franchise locations are there?

There are approximately 83 Metal Supermarkets franchise locations as of 2023.

How much profit does a Metal Supermarkets franchise make?

The median revenue for a Metal Supermarkets franchise is $1.9M, with a cash-on-cash return of 42.1%, according to FDD Item 19 data.

What is the SBA loan default rate for Metal Supermarkets?

Metal Supermarkets has an SBA loan default rate of 14.7% based on SBA 7(a) loan data.

Is a Metal Supermarkets franchise worth it?

Whether a Metal Supermarkets franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every Metal Supermarkets franchise buyer should ask.

  1. 1.What is Metal Supermarkets's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Metal Supermarkets disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Metal Supermarkets →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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