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Senior CareLimited DataItem 19: ✓ DisclosedHigh Confidence · 85/100FDD data: 2025 · Fresh

Options For Senior America Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Options For Senior America.

Based on 2025 FDD · 12 filings in corpus

FranchiseIQ Score
67
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B
78/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Options For Senior America franchise cost and make?

Based on FDDIQ's FDD corpus, a Options For Senior America franchise shows an estimated initial investment of $86K – $110K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$86K – $110K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Senior Care franchisesCompare similar franchises

Quick fee read: $48K franchise fee · 6.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Options For Senior America, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Options For Senior America Franchise Analysis

Options For Senior America requires a total initial investment of $86K to $110K (midpoint approximately $98K), with an initial franchise fee of $48K. The ongoing fee burden is 6.5% (5% royalty plus 1.5% advertising fund). This is below the industry average of approximately 19.8%, leaving more margin for the operator.

Options For Senior America does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.

Options For Senior America operates approximately 11 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 3.2%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$86K$110K
MinMid: $98KMax

Key Metrics

Franchise Fee
$48K
Royalty Rate
5%
Ad Fund Rate
1.5%
Total Burden
6.5%
Royalty + ad fund
Units (2023)
11
Net Unit Growth
-
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Options For Senior America vs. Senior Care Average

MetricOptions For Senior AmericaSenior Care Avg
SBA Default Rate0.0%3.2%
Cash-on-Cash Return - 19.8%
Total Investment$98K$185K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2022-2026). 4 loans across 4 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
4
4 states
Total Loan Volume
$889K
SBA 7(a) approved
Avg Loan Size
$222K
Per franchisee
Loan Status Breakdown
0
Paid in Full (0%)
2
Currently Active
0
Charged Off
$0
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Options For Senior America vs A Right Place for SeniorsOptions For Senior America vs HOMEWATCH CAREGIVERSOptions For Senior America vs ACASA Senior Care

Similar Franchises · Senior Care

A Right Place for Seniors
Limited Data
$99K$127K
HOMEWATCH CAREGIVERS
Revenue Only
$122K$178K
ACASA Senior Care
Limited Data
$82K$132K
A Right Place for Seniors
$99K – $127K
HOMEWATCH CAREGIVERS
$122K – $178K
ACASA Senior Care
$82K – $132K
Crossing the Jordan
$260K – $449K

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Questions to Ask Before You Sign

5 data-driven questions every Options For Senior America franchise buyer should ask.

  1. 1.What is Options For Senior America's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Options For Senior America disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Options For Senior AmericaValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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