FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for PANDORA.
Based on 2025 FDD · 10 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a PANDORA franchise shows an estimated initial investment of $515K – $3.3M. Reported owner economics show $142K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $25K franchise fee · 8.0% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
PANDORA requires a total initial investment of $515K to $3.3M (midpoint approximately $1.9M), with an initial franchise fee of $25K. The ongoing fee burden is 8.0% (8% royalty plus 3% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.
According to Item 19 of the 2025 FDD, the median revenue for PANDORA locations is $1.2M. The implied franchisee EBITDA is approximately $142K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 7.5% with a payback period of approximately 13.3 years.
PANDORA operates approximately 165 franchised units. The brand is growing, with a 5.1% net unit increase year-over-year, indicating franchisee demand and system health. The SBA 7(a) loan default rate of 9.1% is in line with industry norms of approximately 7.2%.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2011-2020). 11 loans across 7 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about PANDORA, answered from FDD and SBA data.
The total initial investment for a PANDORA franchise ranges from $515K to $3.3M, according to their Franchise Disclosure Document.
PANDORA charges a 8% royalty fee on gross sales.
The initial franchise fee for PANDORA is $25,000.
There are approximately 165 PANDORA franchise locations as of 2023.
The median revenue for a PANDORA franchise is $1.2M, with a cash-on-cash return of 7.5%, according to FDD Item 19 data.
PANDORA has an SBA loan default rate of 9.1% based on SBA 7(a) loan data.
Whether a PANDORA franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
FDD Item 7 breaks down every cost category required to open a franchise - from the franchise fee ...
SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders look f...
Compare every franchise financing option - SBA 7(a) loans, SBA 504 loans, ROBS (401k rollovers), ...
Everything you need to know about SBA 7(a) franchise loans - eligibility, the SBA Franchise Direc...
Everything franchise buyers need to know about SBA 7(a) and 504 loans: rates, down payments, time...
5 data-driven questions every PANDORA franchise buyer should ask.