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Home ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100

Pillar To Post Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Pillar To Post.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
55
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
47/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Pillar To Post franchise cost and make?

Based on FDDIQ's FDD corpus, a Pillar To Post franchise shows an estimated initial investment of $103K – $134K. Reported owner economics show $17K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$103K – $134K
Total initial investment
Profit / Revenue
$17K
FDD Item 19 signal
Payback Signal
7.1 years
Modeled return metric
SBA Default Rate
18.2%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $59K franchise fee · 11% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Pillar To Post, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$103K – $134K
MinMid: $118KMax

Key Metrics

Franchise Fee
$59K
Royalty Rate
7%
Ad Fund Rate
4%
Total Burden
11.0%
Royalty + ad fund
Units (2023)
407
-31 vs prior yr
Net Unit Growth
↓ -7.1%
Year over year
Net Closure Rate
7.1%
From FDD Item 20
Cash-on-Cash Return
14.1%
Annual estimated return
Payback Period
7.1 yrs
Break-even timeline
SBA Default Rate
18.2%
vs ~7.2% industry avg
Median Revenue
$238K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10% · HIGH: SBA default rate 18.18% · MEDIUM: Significant unit decline
HIGH ×1MED ×2
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Pillar To Post vs. Home Services Average

MetricPillar To PostHome Services Avg
SBA Default Rate18.2%▼4.9%
Cash-on-Cash Return14.1%▼22.3%
Total Investment$118K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2012-2026). 24 loans across 14 states.

Default Rate
18.2%
High Risk
Total SBA Loans
24
14 states
Total Loan Volume
$4.4M
SBA 7(a) approved
Avg Loan Size
$183K
Per franchisee
Loan Status Breakdown
9
Paid in Full (38%)
13
Currently Active
2
Charged Off (5.8% by $)
$257K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Pillar To Post vs PatchMasterPillar To Post vs SM Clean L.L.C. d/b/a ServiceMaster® PlumbingPillar To Post vs FIVE STAR PAINTING

Similar Franchises · Home Services

PatchMaster
Revenue Only
$123K–$158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
Limited Data
$124K–$134K
FIVE STAR PAINTING
Limited Data
$77K–$185K
PatchMaster
$123K – $158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
$124K – $134K
FIVE STAR PAINTING
$77K – $185K
Neat Method
$38K – $45K

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Questions to Ask Before You Sign

5 data-driven questions every Pillar To Post franchise buyer should ask.

  1. 1.What is Pillar To Post's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Pillar To Post disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Pillar To Post →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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