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FitnessRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 90/100FDD data: 2021 · Stale

Planet Beach Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Planet Beach.

Based on 2021 FDD · 4 filings in corpus

This page is using 2021 FDD source data. Verify the franchisor's current FDD before relying on costs, fees, or Item 19.

FranchiseIQ Score
54
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
42/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Planet Beach franchise cost and make?

Based on FDDIQ's FDD corpus, a Planet Beach franchise shows an estimated initial investment of $202K – $393K. Reported owner economics show $18K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$202K – $393K
Total initial investment
Profit / Revenue
$18K
FDD Item 19 signal
Payback Signal
16.3 years
Modeled return metric
SBA Default Rate
88.9%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $20K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to Planet Beach, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Planet Beach Franchise Analysis

Planet Beach requires a total initial investment of $202K to $393K (midpoint approximately $297K), with an initial franchise fee of $20K. The ongoing fee burden is 8% (6% royalty plus 2% advertising fund). This is below the industry average of approximately 18.1%, leaving more margin for the operator.

According to Item 19 of the 2021 FDD, the median revenue for Planet Beach locations is $130K. The implied franchisee EBITDA is approximately $18K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 6.1% with a payback period of approximately 16.3 years.

Planet Beach operates approximately 7 franchised units. The SBA 7(a) loan default rate of 88.9% is above the franchise industry average of approximately 3.8%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2021 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$202K – $393K
MinMid: $297KMax

Key Metrics

Franchise Fee
$20K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
7
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
6.1%
Annual estimated return
Payback Period
16.3 yrs
Break-even timeline
SBA Default Rate
88.9%
vs ~7.2% industry avg
Median Revenue
$130K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 88.89%
HIGH ×1
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Planet Beach vs. Fitness Average

MetricPlanet BeachFitness Avg
SBA Default Rate88.9%▼3.8%
Cash-on-Cash Return6.1%▼18.1%
Total Investment$297K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2023). 10 loans across 6 states.

Default Rate
88.9%
High Risk
Total SBA Loans
10
6 states
Total Loan Volume
$5.0M
SBA 7(a) approved
Avg Loan Size
$498K
Per franchisee
Loan Status Breakdown
1
Paid in Full (10%)
1
Currently Active
8
Charged Off (10.1% by $)
$504K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Planet Beach vs ANYTIME FITNESS ANYTIME FITNESSPlanet Beach vs FITZONE STUDIOSPlanet Beach vs PLANET FITNESS

Similar Franchises · Fitness

ANYTIME FITNESS ANYTIME FITNESS
$398K–$973K
FITZONE STUDIOS
No Item 19
$214K–$401K
PLANET FITNESS
Limited Data
$1.5M–$5.2M
ANYTIME FITNESS ANYTIME FITNESS
$398K – $973K
FITZONE STUDIOS
$214K – $401K
PLANET FITNESS
$1.5M – $5.2M
Aqua-Tots Swim School
$1.6M – $2.9M

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Questions to Ask Before You Sign

5 data-driven questions every Planet Beach franchise buyer should ask.

  1. 1.What is Planet Beach's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Planet Beach disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Planet Beach →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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