ScorecardWorth It?HistoryDatabaseCompareDistress Signals
AutomotiveLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100

SpeeDee Oil Change & Auto Service Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for SpeeDee Oil Change & Auto Service.

Based on 2025 FDD · 12 filings in corpus

FranchiseIQ Score
68
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B+
81/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with SpeeDee Oil Change & Auto Service →Already have access? Sign in →

Cost and profit at a glance

How much does a SpeeDee Oil Change & Auto Service franchise cost and make?

Based on FDDIQ's FDD corpus, a SpeeDee Oil Change & Auto Service franchise shows an estimated initial investment of $291K – $2.0M. Reported owner economics show $66K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$291K – $2.0M
Total initial investment
Profit / Revenue
$66K
FDD Item 19 signal
Payback Signal
17.0 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $40K franchise fee · 6.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to SpeeDee Oil Change & Auto Service, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with SpeeDee Oil Change & Auto ServiceView sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

Total Investment Range$291K – $2.0M
MinMid: $1.1MMax

Key Metrics

Franchise Fee
$40K
Royalty Rate
6%
Ad Fund Rate
-
Total Burden
6.5%
Royalty + ad fund
Units (2023)
61
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
5.9%
Annual estimated return
Payback Period
17.0 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$782K
Item 19 disclosed
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for SpeeDee Oil Change & Auto Service.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

SpeeDee Oil Change & Auto Service vs. Automotive Average

MetricSpeeDee Oil Change & Auto ServiceAutomotive Avg
SBA Default Rate0.0%▲7.2%
Cash-on-Cash Return5.9%▼15.5%
Total Investment$1.1M$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2012-2017). 9 loans across 4 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
9
4 states
Total Loan Volume
$2.2M
SBA 7(a) approved
Avg Loan Size
$239K
Per franchisee
Loan Status Breakdown
8
Paid in Full (89%)
1
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

SpeeDee Oil Change & Auto Service vs NovusSpeeDee Oil Change & Auto Service vs Tommy's ExpressSpeeDee Oil Change & Auto Service vs American Tire Depot

Similar Franchises · Automotive

Novus
Revenue Only
$70K–$285K
Tommy's Express
Revenue Only
$5.0M–$8.5M
American Tire Depot
Limited Data
$335K–$549K
Novus
$70K – $285K
Tommy's Express
$5.0M – $8.5M
American Tire Depot
$335K – $549K
U-Save Car and Truck Rental
$66K – $679K

Related Blog Posts

Xponential Fitness Explores Sale: What Franchisees and Investors Should Know (2026) | FranchiseIQ

Xponential Fitness (NYSE: XPOF) announced a strategic review on April 6, 2026, with Jefferies eng...

Founded 2017 - May 2024 · General
📬 Get notified when SpeeDee Oil Change & Auto Service changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every SpeeDee Oil Change & Auto Service franchise buyer should ask.

  1. 1.What is SpeeDee Oil Change & Auto Service's SBA default rate compared to its competitors?Learn more →
  2. 2.Does SpeeDee Oil Change & Auto Service disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for SpeeDee Oil Change & Auto Service →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Automotive FranchisesLow-Cost FranchisesSpeeDee Oil Change & Auto Service vs NovusFranchises With Item 19Industry Benchmarks