What is the SBA loan default rate for Tuffy Auto Service CentersTuffy Tire Auto Serv?

SBA loan default rate data for Tuffy Auto Service CentersTuffy Tire Auto Serv is not currently available in the SBA database.

Scorecard Worth It?History Database Compare Distress Signals

AutomotiveItem 19: ✓ DisclosedHigh Confidence · 98/100FDD data: 2025 · Fresh

Tuffy Auto Service CentersTuffy Tire Auto Serv Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Tuffy Auto Service CentersTuffy Tire Auto Serv.

Based on 2025 FDD · 2 filings in corpus

FranchiseIQ Score

Moderate-Low Risk

Composite score from 3 risk dimensions. Click for breakdown ↓

Full analysis unlocks:

✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises

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Cost and profit at a glance

How much does a Tuffy Auto Service CentersTuffy Tire Auto Serv franchise cost and make?

Based on FDDIQ's FDD corpus, a Tuffy Auto Service CentersTuffy Tire Auto Serv franchise shows an estimated initial investment of $222K – $724K. Reported owner economics show $134K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost

$222K – $724K

Total initial investment

Profit / Revenue

$134K

FDD Item 19 signal

Payback Signal

3.5 years

Modeled return metric

SBA Default Rate

No matched SBA history

Loan repayment history

Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $30K franchise fee · 10% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Tuffy Auto Service CentersTuffy Tire Auto Serv, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands

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Total Investment Range$222K – $724K

MinMid: $473KMax

Key Metrics

Franchise Fee

$30K

Royalty Rate

Ad Fund Rate

Total Burden

10.0%

Royalty + ad fund

Units (2023)

100

+1 vs prior yr

Net Unit Growth

→ 1.0%

Year over year

Cash-on-Cash Return

28.4%

Annual estimated return

Payback Period

3.5 yrs

Break-even timeline

SBA Default Rate

~3–8%

Fewer than 50 loans on record

Median Revenue

$1.3M

Item 19 disclosed

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Tuffy Auto Service CentersTuffy Tire Auto Serv vs. Automotive Average

MetricTuffy Auto Service CentersTuffy Tire Auto ServAutomotive Avg

SBA Default Rate - 7.2%

Cash-on-Cash Return28.4%▲15.5%

Total Investment$473K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Tuffy Auto Service CentersTuffy Tire Auto Serv vs A & E AUTO SOUND, INC.Tuffy Auto Service CentersTuffy Tire Auto Serv vs American Tire Depot Tuffy Auto Service CentersTuffy Tire Auto Serv vs ProntoWash

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A & E AUTO SOUND, INC.

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Questions to Ask Before You Sign

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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