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Home ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 85/100FDD data: 2025 · Fresh

Up Closets Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Up Closets.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
70
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B+
81/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Up Closets franchise cost and make?

Based on FDDIQ's FDD corpus, a Up Closets franchise shows an estimated initial investment of $71K – $128K. Reported owner economics show $7K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$71K – $128K
Total initial investment
Profit / Revenue
$7K
FDD Item 19 signal
Payback Signal
15.1 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $39K franchise fee · 2% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Up Closets Franchise Analysis

Up Closets requires a total initial investment of $71K to $128K (midpoint approximately $100K), with an initial franchise fee of $39K. The ongoing fee burden is 2% . This is below the industry average of approximately 22.3%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Up Closets locations is $37K. The implied franchisee EBITDA is approximately $7K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 6.6% with a payback period of approximately 15.1 years.

Up Closets operates approximately 16 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 4.9%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$71K – $128K
MinMid: $100KMax

Key Metrics

Franchise Fee
$39K
Royalty Rate
-
Ad Fund Rate
2%
Total Burden
-
Royalty + ad fund
Units (2023)
16
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
6.6%
Annual estimated return
Payback Period
15.1 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$37K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Up Closets vs. Home Services Average

MetricUp ClosetsHome Services Avg
SBA Default Rate0.0%▲4.9%
Cash-on-Cash Return6.6%▼22.3%
Total Investment$100K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2025-2026). 4 loans across 3 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
4
3 states
Total Loan Volume
$600K
SBA 7(a) approved
Avg Loan Size
$150K
Per franchisee
Loan Status Breakdown
0
Paid in Full (0%)
3
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Up Closets vs Assisting Hands Home CareUp Closets vs FIVE STAR PAINTINGUp Closets vs Computer Troubleshooters

Similar Franchises · Home Services

Assisting Hands Home Care
Limited Data
$97K–$180K
FIVE STAR PAINTING
Limited Data
$77K–$185K
Computer Troubleshooters
Limited Data
$20K–$45K
Assisting Hands Home Care
$97K – $180K
FIVE STAR PAINTING
$77K – $185K
Computer Troubleshooters
$20K – $45K
Inspect-It 1st
$13K – $43K

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Questions to Ask Before You Sign

5 data-driven questions every Up Closets franchise buyer should ask.

  1. 1.What is Up Closets's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Up Closets disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Up Closets →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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