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FitnessRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100

USA Ninja Challenge Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for USA Ninja Challenge.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
63
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
62/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a USA Ninja Challenge franchise cost and make?

Based on FDDIQ's FDD corpus, a USA Ninja Challenge franchise shows an estimated initial investment of $413K – $644K. Reported owner economics show $36K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$413K – $644K
Total initial investment
Profit / Revenue
$36K
FDD Item 19 signal
Payback Signal
14.6 years
Modeled return metric
SBA Default Rate
7.7%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $60K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to USA Ninja Challenge, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$413K – $644K
MinMid: $529KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
7.5%
Ad Fund Rate
1.5%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
3
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
6.9%
Annual estimated return
Payback Period
14.6 yrs
Break-even timeline
SBA Default Rate
7.7%
vs ~7.2% industry avg
Median Revenue
$279K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

USA Ninja Challenge vs. Fitness Average

MetricUSA Ninja ChallengeFitness Avg
SBA Default Rate7.7%▼3.8%
Cash-on-Cash Return6.9%▼18.1%
Total Investment$529K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2018-2026). 30 loans across 12 states.

Default Rate
7.7%
Moderate
Total SBA Loans
30
12 states
Total Loan Volume
$10.5M
SBA 7(a) approved
Avg Loan Size
$349K
Per franchisee
Loan Status Breakdown
7
Paid in Full (23%)
17
Currently Active
1
Charged Off (0.7% by $)
$77K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

USA Ninja Challenge vs FITZONE STUDIOSUSA Ninja Challenge vs USL PRO, LLCUSA Ninja Challenge vs Little Land Play Gym

Similar Franchises · Fitness

FITZONE STUDIOS
No Item 19
$214K–$401K
USL PRO, LLC
$10.6M–$15.8M
Little Land Play Gym
Limited Data
$225K–$599K
FITZONE STUDIOS
$214K – $401K
USL PRO, LLC
$10.6M – $15.8M
Little Land Play Gym
$225K – $599K
Polestar Franchising, LLC
$122K – $197K

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Questions to Ask Before You Sign

5 data-driven questions every USA Ninja Challenge franchise buyer should ask.

  1. 1.What is USA Ninja Challenge's SBA default rate compared to its competitors?Learn more →
  2. 2.Does USA Ninja Challenge disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for USA Ninja Challenge →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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