ScorecardWorth It?HistoryDatabaseCompareDistress Signals
AutomotiveRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

VICTORY LANE QUICK OIL CHANGE Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for VICTORY LANE QUICK OIL CHANGE.

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
46
D
High Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
47/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a VICTORY LANE QUICK OIL CHANGE franchise cost and make?

Based on FDDIQ's FDD corpus, a VICTORY LANE QUICK OIL CHANGE franchise shows an estimated initial investment of $240K – $765K. Reported owner economics show $45K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$240K – $765K
Total initial investment
Profit / Revenue
$45K
FDD Item 19 signal
Payback Signal
11.2 years
Modeled return metric
SBA Default Rate
15.8%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $50K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to VICTORY LANE QUICK OIL CHANGE, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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VICTORY LANE QUICK OIL CHANGE Franchise Analysis

VICTORY LANE QUICK OIL CHANGE requires a total initial investment of $240K to $765K (midpoint approximately $502K), with an initial franchise fee of $50K. The ongoing fee burden is 8% (6% royalty plus 2% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for VICTORY LANE QUICK OIL CHANGE locations is $639K. The implied franchisee EBITDA is approximately $45K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 8.9% with a payback period of approximately 11.2 years.

VICTORY LANE QUICK OIL CHANGE operates approximately 14 franchised units. However, the brand has been contracting with a 13.3% net unit decline, which may signal franchisee dissatisfaction, territory saturation, or competitive pressure. The SBA 7(a) loan default rate of 15.8% is above the franchise industry average of approximately 7.2%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$240K – $765K
MinMid: $502KMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
14
-2 vs prior yr
Net Unit Growth
↓ -13.3%
Year over year
Net Closure Rate
12.5%
From FDD Item 20
Cash-on-Cash Return
8.9%
Annual estimated return
Payback Period
11.2 yrs
Break-even timeline
SBA Default Rate
15.8%
vs ~7.2% industry avg
Median Revenue
$639K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 15.79% · MEDIUM: Significant unit decline
HIGH ×1MED ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

VICTORY LANE QUICK OIL CHANGE vs. Automotive Average

MetricVICTORY LANE QUICK OIL CHANGEAutomotive Avg
SBA Default Rate15.8%▼7.2%
Cash-on-Cash Return8.9%▼15.5%
Total Investment$502K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2025). 26 loans across 9 states.

Default Rate
15.8%
High Risk
Total SBA Loans
26
9 states
Total Loan Volume
$15.7M
SBA 7(a) approved
Avg Loan Size
$604K
Per franchisee
Loan Status Breakdown
15
Paid in Full (58%)
7
Currently Active
3
Charged Off (5.3% by $)
$837K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

VICTORY LANE QUICK OIL CHANGE vs A & E AUTO SOUND, INC.VICTORY LANE QUICK OIL CHANGE vs American Tire DepotVICTORY LANE QUICK OIL CHANGE vs ProntoWash

Similar Franchises · Automotive

A & E AUTO SOUND, INC.
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Limited Data
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ProntoWash
Limited Data
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A & E AUTO SOUND, INC.
$94K – $434K
American Tire Depot
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Questions to Ask Before You Sign

5 data-driven questions every VICTORY LANE QUICK OIL CHANGE franchise buyer should ask.

  1. 1.What is VICTORY LANE QUICK OIL CHANGE's SBA default rate compared to its competitors?Learn more →
  2. 2.Does VICTORY LANE QUICK OIL CHANGE disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for VICTORY LANE QUICK OIL CHANGE →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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