Worth It?HistoryDatabaseCompareDistress SignalsFDD Changes
Financial ServicesRevenue OnlyItem 19: ✓ DisclosedQuality: 100/100

Family Financial Centers

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
80
A
Low Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Total Investment Range$224K – $309K
MinMid: $267KMax

Key Metrics

Franchise Fee
$41K
Royalty Rate
20%
Ad Fund Rate
2%
Total Burden
22.0%
Royalty + ad fund
Units (2023)
1
-3 vs prior yr
Net Unit Growth
↓ -60.0%
Year over year
Cash-on-Cash Return
81.5%
Annual estimated return
Payback Period
1.2 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$7.2M
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10% · MEDIUM: Significant unit decline
MED ×2
Premium Data

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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for Family Financial Centers.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Family Financial Centers vs. Financial Services Average

MetricFamily Financial CentersFinancial Services Avg
SBA Default Rate0.0%▲7.2%
Cash-on-Cash Return81.5%▲15.5%
Total Investment$267K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Family Financial Centers vs Corporate ConnectionsFamily Financial Centers vs TGS National Franchise, LLCFamily Financial Centers vs North American Immigration Center

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Limited Data
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North American Immigration Center
Limited Data
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Corporate Connections
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North American Immigration Center
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Questions to Ask Before You Sign

5 data-driven questions every Family Financial Centers franchise buyer should ask.

  1. 1.What is Family Financial Centers's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Family Financial Centers disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Family Financial Centers →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.