FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Family Financial Centers.
Based on 2025 FDD · 7 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Family Financial Centers franchise shows an estimated initial investment of $224K – $309K. Reported owner economics show $217K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $41K franchise fee · 22% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Family Financial Centers requires a total initial investment of $224K to $309K (midpoint approximately $267K), with an initial franchise fee of $41K. The ongoing fee burden is 22% (20% royalty plus 2% advertising fund). This is above the industry average of approximately 15.5%, which warrants careful scrutiny of the value delivered for the fees charged.
According to Item 19 of the 2025 FDD, the median revenue for Family Financial Centers locations is $7.2M. The implied franchisee EBITDA is approximately $217K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 81.5% with a payback period of approximately 1.2 years.
Family Financial Centers operates approximately 1 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2021-2021). 1 loans across 1 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Family Financial Centers, answered from FDD and SBA data.
The total initial investment for a Family Financial Centers franchise ranges from $224K to $309K, according to their Franchise Disclosure Document.
Family Financial Centers charges a 20% royalty fee on gross sales.
The initial franchise fee for Family Financial Centers is $40,500.
There are approximately 1 Family Financial Centers franchise locations as of 2023.
The median revenue for a Family Financial Centers franchise is $7.2M, with a cash-on-cash return of 81.5%, according to FDD Item 19 data.
Family Financial Centers has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.
Whether a Family Financial Centers franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
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