ScorecardWorth It?HistoryDatabaseDistress Signals
AutomotiveFull DisclosureItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

1-800-RADIATOR & A/C® Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for 1-800-RADIATOR & A/C®.

Based on 2025 FDD · 3 filings in corpus

FranchiseIQ Score
62
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B
70/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with 1-800-RADIATOR & A/C® →Already have access? Sign in →

Cost and profit at a glance

How much does a 1-800-RADIATOR & A/C® franchise cost and make?

Based on FDDIQ's FDD corpus, a 1-800-RADIATOR & A/C® franchise shows an estimated initial investment of $464K – $1.3M. Reported owner economics show $61K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$464K – $1.3M
Total initial investment
Profit / Revenue
$61K
FDD Item 19 signal
Payback Signal
14.5 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $45K franchise fee · 10% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to 1-800-RADIATOR & A/C®, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with 1-800-RADIATOR & A/C®View sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

1-800-RADIATOR & A/C® Franchise Analysis

1-800-RADIATOR & A/C® requires a total initial investment of $464K to $1.3M (midpoint approximately $889K), with an initial franchise fee of $45K. The ongoing fee burden is 10% (8% royalty plus 2% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for 1-800-RADIATOR & A/C® locations is $1.2M. The implied franchisee EBITDA is approximately $61K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 6.9% with a payback period of approximately 14.5 years.

1-800-RADIATOR & A/C® operates approximately 1 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$464K – $1.3M
MinMid: $889KMax

Key Metrics

Franchise Fee
$45K
Royalty Rate
8%
Ad Fund Rate
2%
Total Burden
10.0%
Royalty + ad fund
Units (2023)
1
-1 vs prior yr
Net Unit Growth
→ -
Year over year
Net Closure Rate
50%
From FDD Item 20
Cash-on-Cash Return
6.9%
Annual estimated return
Payback Period
14.5 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$1.2M
Item 19 disclosed
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for 1-800-RADIATOR & A/C®.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

1-800-RADIATOR & A/C® vs. Automotive Average

Metric1-800-RADIATOR & A/C®Automotive Avg
SBA Default Rate0.0%▲7.2%
Cash-on-Cash Return6.9%▼15.5%
Total Investment$889K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2013-2013). 1 loans across 1 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
1
1 states
Total Loan Volume
$498K
SBA 7(a) approved
Avg Loan Size
$498K
Per franchisee
Loan Status Breakdown
0
Paid in Full (0%)
0
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

1-800-RADIATOR & A/C® Franchise FAQs

Common questions buyers ask about 1-800-RADIATOR & A/C®, answered from FDD and SBA data.

How much does a 1-800-RADIATOR & A/C® franchise cost?

The total initial investment for a 1-800-RADIATOR & A/C® franchise ranges from $464K to $1.3M, according to their Franchise Disclosure Document.

What are 1-800-RADIATOR & A/C® franchise royalty fees?

1-800-RADIATOR & A/C® charges a 8% royalty fee on gross sales.

What is the 1-800-RADIATOR & A/C® franchise fee?

The initial franchise fee for 1-800-RADIATOR & A/C® is $45,000.

How many 1-800-RADIATOR & A/C® franchise locations are there?

There are approximately 1 1-800-RADIATOR & A/C® franchise locations as of 2023.

How much profit does a 1-800-RADIATOR & A/C® franchise make?

The median revenue for a 1-800-RADIATOR & A/C® franchise is $1.2M, with a cash-on-cash return of 6.9%, according to FDD Item 19 data.

What is the SBA loan default rate for 1-800-RADIATOR & A/C®?

1-800-RADIATOR & A/C® has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.

Is a 1-800-RADIATOR & A/C® franchise worth it?

Whether a 1-800-RADIATOR & A/C® franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · Automotive

A & E AUTO SOUND, INC.
$94K–$434K
American Tire Depot
Limited Data
$335K–$549K
ProntoWash
Limited Data
$37K–$401K
A & E AUTO SOUND, INC.
$94K – $434K
American Tire Depot
$335K – $549K
ProntoWash
$37K – $401K
CREATIVE COLORS
$101K – $122K

Related Blog Posts

SBA Franchise Loan Approval Rates: Which Brands Get Funded (2026 Data) | FranchiseIQ

SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders want i...

2026-04-03 · Consistently High SBA Loan Volume
How to Finance a Franchise: SBA Loans, ROBS, and Beyond (2026) | FranchiseIQ

Compare franchise financing options: SBA 7(a), SBA 504, ROBS 401(k) rollovers, bank loans, franch...

2026-03-23 · General
The Complete Guide to SBA 7(a) Franchise Loans (2026) | FranchiseIQ

SBA 7(a) franchise loans explained, including the October 2026 SOP 50 10 8.1 update, eligibility,...

2026-03-23 · General
FDD Item 7: Estimated Initial Investment (2026) | FranchiseIQ

FDD Item 7 breaks down every cost to open a franchise. Read all 23 line items, stress-test the ra...

2026-03-20 · General
The Complete Guide to SBA Loans for Franchise Buyers (2026) | FranchiseIQ

SBA 7(a) and 504 loans for franchise buyers: rates, down payments, timelines, approval requiremen...

2024-04-02 · General
📬 Get notified when 1-800-RADIATOR & A/C® changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every 1-800-RADIATOR & A/C® franchise buyer should ask.

  1. 1.What is 1-800-RADIATOR & A/C®'s SBA default rate compared to its competitors?Learn more →
  2. 2.Does 1-800-RADIATOR & A/C® disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for 1-800-RADIATOR & A/C® →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Automotive FranchisesLow-Cost FranchisesFranchises With Item 19Industry BenchmarksAutomotive Franchise Costs ExplainedRoyalty Fees: Average Rates by IndustryHow to Read Item 19 Earnings Claims