FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Ameriprise Financial Services, LLC.
Based on 2025 FDD · 4 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Ameriprise Financial Services, LLC franchise shows an estimated initial investment of $12K – $130K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $2K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Ameriprise Financial Services, LLC requires a total initial investment of $12K to $130K (midpoint approximately $71K), with an initial franchise fee of $2K.
Ameriprise Financial Services, LLC does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.
Ameriprise Financial Services, LLC operates approximately 4,003 franchised units. However, the brand has been contracting with a 3.6% net unit decline, which may signal franchisee dissatisfaction, territory saturation, or competitive pressure. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2010-2013). 44 loans across 18 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Ameriprise Financial Services, LLC, answered from FDD and SBA data.
The total initial investment for a Ameriprise Financial Services, LLC franchise ranges from $12K to $130K, according to their Franchise Disclosure Document.
Royalty fee details for Ameriprise Financial Services, LLC are available in their FDD. Contact the franchisor for current terms.
The initial franchise fee for Ameriprise Financial Services, LLC is $1,500.
There are approximately 4,003 Ameriprise Financial Services, LLC franchise locations as of 2023.
Profit data for Ameriprise Financial Services, LLC is disclosed in FDD Item 19 (Financial Performance Representation). Check their most recent Franchise Disclosure Document for current figures.
Ameriprise Financial Services, LLC has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.
Whether a Ameriprise Financial Services, LLC franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
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