ScorecardWorth It?HistoryDatabaseDistress Signals
AutomotiveLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Christian Brothers Automotive Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Christian Brothers Automotive.

Based on 2025 FDD · 6 filings in corpus

FranchiseIQ Score
78
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
A
89/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Christian Brothers Automotive franchise cost and make?

Based on FDDIQ's FDD corpus, a Christian Brothers Automotive franchise shows an estimated initial investment of $550K – $680K. Reported owner economics show $143K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$550K – $680K
Total initial investment
Profit / Revenue
$143K
FDD Item 19 signal
Payback Signal
4.3 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $135K franchise fee · 5.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to Christian Brothers Automotive, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Christian Brothers Automotive Franchise Analysis

Christian Brothers Automotive requires a total initial investment of $550K to $680K (midpoint approximately $615K), with an initial franchise fee of $135K. The ongoing fee burden is 5.5% . This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Christian Brothers Automotive locations is $1.5M. The implied franchisee EBITDA is approximately $143K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 23.2% with a payback period of approximately 4.3 years.

Christian Brothers Automotive operates approximately 15 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$550K – $680K
MinMid: $615KMax

Key Metrics

Franchise Fee
$135K
Royalty Rate
5%
Ad Fund Rate
-
Total Burden
5.5%
Royalty + ad fund
Units (2023)
15
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
23.2%
Annual estimated return
Payback Period
4.3 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$1.5M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Christian Brothers Automotive vs. Automotive Average

MetricChristian Brothers AutomotiveAutomotive Avg
SBA Default Rate0.0%▲7.2%
Cash-on-Cash Return23.2%▲15.5%
Total Investment$615K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2025). 245 loans across 28 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
245
28 states
Total Loan Volume
$97.2M
SBA 7(a) approved
Avg Loan Size
$397K
Per franchisee
Loan Status Breakdown
148
Paid in Full (60%)
88
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Christian Brothers Automotive Franchise FAQs

Common questions buyers ask about Christian Brothers Automotive, answered from FDD and SBA data.

How much does a Christian Brothers Automotive franchise cost?

The total initial investment for a Christian Brothers Automotive franchise ranges from $550K to $680K, according to their Franchise Disclosure Document.

What are Christian Brothers Automotive franchise royalty fees?

Christian Brothers Automotive charges a 5% royalty fee on gross sales.

What is the Christian Brothers Automotive franchise fee?

The initial franchise fee for Christian Brothers Automotive is $135,000.

How many Christian Brothers Automotive franchise locations are there?

There are approximately 15 Christian Brothers Automotive franchise locations as of 2023.

How much profit does a Christian Brothers Automotive franchise make?

The median revenue for a Christian Brothers Automotive franchise is $1.5M, with a cash-on-cash return of 23.2%, according to FDD Item 19 data.

What is the SBA loan default rate for Christian Brothers Automotive?

Christian Brothers Automotive has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.

Is a Christian Brothers Automotive franchise worth it?

Whether a Christian Brothers Automotive franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every Christian Brothers Automotive franchise buyer should ask.

  1. 1.What is Christian Brothers Automotive's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Christian Brothers Automotive disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Christian Brothers Automotive →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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